Paul W. Davis Systems vs Property Damage Appraisers (Pd
Paul W. Davis Systems vs Property Damage Appraisers (Pd: Paul W. Davis Systems costs $50K to $311K to open; Property Damage Appraisers (Pd costs $44K to $168K. Paul W. Davis Systems has 48 units, Property Damage Appraisers (Pd has 9. SBA loan history: Paul W. Davis Systems = 58 loans (8.6% default); Property Damage Appraisers (Pd = 10 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Paul W. Davis Systems vs Property Damage Appraisers (Pd: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Property Damage Appraisers (Pd requires the lower minimum capital commitment ($44K vs $50K for Paul W. Davis Systems), a 13% spread. Initial franchise fees come in at $50K for Paul W. Davis Systems versus $48K for Property Damage Appraisers (Pd, Property Damage Appraisers (Pd has the lower entry fee.
System Scale & Tenure
On scale, Paul W. Davis Systems operates 48 units to Property Damage Appraisers (Pd's 9, roughly 5× the system size.
SBA Lending Profile
Paul W. Davis Systems has the deeper SBA lending track record, with 58 7(a) approvals compared with 10 for Property Damage Appraisers (Pd. Paul W. Davis Systems's peak SBA year was 2002 (9 loans); Property Damage Appraisers (Pd's peak was 1995 (3 loans). Paul W. Davis Systems's more recent peak generally indicates fresher lender appetite. Paul W. Davis Systems has the most SBA funded units in IN, with 5. Property Damage Appraisers (Pd leads in OK, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Paul W. Davis Systems deals is $154K vs $88K for Property Damage Appraisers (Pd, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 8.6% for Paul W. Davis Systems and 0.0% for Property Damage Appraisers (Pd, Property Damage Appraisers (Pd has the cleaner SBA loss record by 8.6 points. PeerSense FPI scores come in at 36 (Fair) for Paul W. Davis Systems and 59 (Moderate) for Property Damage Appraisers (Pd, giving Property Damage Appraisers (Pd the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 36/100 | 59/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 58 | 10 |
SBA Volume | – | – |
Default Rate | 8.6% | 0.0% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $50K to $311K | $44K to $168K |
Franchise Fee | $50K | $48K |
Royalty Rate | N/A | 8% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 48 | 9 |
Franchised Units | 48 | 9 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | ARVADA, CO | CA |
Category | All Other Insurance Related Activities | All Other Insurance Related Activities |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Paul W. Davis Systems or Property Damage Appraisers (Pd?
Lower upfront capital required
Tie
Paul W. Davis Systems: $50K starting · Property Damage Appraisers (Pd: $44K starting
More SBA lender confidence
Paul W. Davis Systems
Paul W. Davis Systems: 58 SBA loans · Property Damage Appraisers (Pd: 10 SBA loans
Lower SBA default rate
Property Damage Appraisers (Pd
Paul W. Davis Systems: 8.6% · Property Damage Appraisers (Pd: 0.0%
Larger system & brand presence
Tie
Paul W. Davis Systems: 48 units · Property Damage Appraisers (Pd: 9 units
More lender financing options
Paul W. Davis Systems
Paul W. Davis Systems: 30 unique lenders · Property Damage Appraisers (Pd: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Paul W. Davis Systems vs Property Damage Appraisers (Pd: Franchise Funding Comparison
Comparing Paul W. Davis Systems and Property Damage Appraisers (Pd is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $44K to $311K.
Paul W. Davis Systems has 58 SBA loans on record and Property Damage Appraisers (Pd has 10. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Paul W. Davis Systems vs Property Damage Appraisers (Pd, Frequently Asked Questions
Which is a better franchise investment, Paul W. Davis Systems or Property Damage Appraisers (Pd?
How much does a Paul W. Davis Systems franchise cost compared to Property Damage Appraisers (Pd?
Can I finance Paul W. Davis Systems or Property Damage Appraisers (Pd with an SBA loan?
Which has a lower SBA default rate, Paul W. Davis Systems or Property Damage Appraisers (Pd?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman