Office Evolution vs Pump It Up Holdings
Office Evolution vs Pump It Up Holdings: Office Evolution costs $192K–$451K to open; Pump It Up Holdings costs $301K–$896K. Office Evolution has 40 units, Pump It Up Holdings has 106. SBA loan history: Office Evolution = 46 loans (6.5% default); Pump It Up Holdings = 130 loans (12.3% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Office Evolution vs Pump It Up Holdings: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Office Evolution requires the lower minimum capital commitment ($192K vs $301K for Pump It Up Holdings), a 36% spread.
System Scale & Tenure
On scale, Pump It Up Holdings operates 106 units to Office Evolution's 40, roughly 3× the system size. Pump It Up Holdings has been operating 26 years (founded 2000) versus 6 for Office Evolution (founded 2020), a 20-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Pump It Up Holdings has the deeper SBA lending track record with 130 historical 7(a) approvals versus 46 for Office Evolution.
Risk Signal
SBA default rates are 6.5% for Office Evolution and 12.3% for Pump It Up Holdings, Office Evolution has the cleaner historical loss profile by 5.8 points. PeerSense FPI scores come in at 57 (Moderate) for Office Evolution and 49 (Fair) for Pump It Up Holdings, giving Office Evolution the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 57/100 | 49/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 46 | 130 |
SBA Volume | – | – |
Default Rate | 6.5% | 12.3% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $192K – $451K | $301K – $896K |
Franchise Fee | N/A | $30K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | 5% |
Liquid Capital | N/A | $200K |
Net Worth Required | N/A | $750K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 40 | 106 |
Franchised Units | 40 | 106 |
Company-Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2020 | 2000 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | OH | Tempe, AZ |
Category | Lessors of Nonresidential Buildings | Lessors of Nonresidential Buildings |
Website | ||
FDD Year | 2024 | 2026 |
Which Is Better, Office Evolution or Pump It Up Holdings?
Lower upfront capital required
Office Evolution
Office Evolution: $192K starting · Pump It Up Holdings: $301K starting
More SBA lender confidence
Pump It Up Holdings
Office Evolution: 46 SBA loans · Pump It Up Holdings: 130 SBA loans
Lower historical default rate
Office Evolution
Office Evolution: 6.5% · Pump It Up Holdings: 12.3%
Larger system & brand presence
Pump It Up Holdings
Office Evolution: 40 units · Pump It Up Holdings: 106 units
More lender financing options
Pump It Up Holdings
Office Evolution: 22 unique lenders · Pump It Up Holdings: 65 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Office Evolution or Pump It Up Holdings?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Office Evolution vs Pump It Up Holdings: Franchise Funding Comparison
Comparing Office Evolution and Pump It Up Holdings is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $192K to $896K.
Both brands have active SBA lending histories, Office Evolution with 46 SBA loans and Pump It Up Holdings with 130. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Office Evolution vs Pump It Up Holdings, Frequently Asked Questions
Which is a better franchise investment, Office Evolution or Pump It Up Holdings?
How much does a Office Evolution franchise cost compared to Pump It Up Holdings?
Can I finance Office Evolution or Pump It Up Holdings with an SBA loan?
Which has a lower SBA default rate, Office Evolution or Pump It Up Holdings?
Financing a franchise? Get matched to an SBA lender.
Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.
Franchise / SBA 7(a): Response within 24–48 hours. No obligation.