Nationwide Floor & Window Cove vs Ogden's Carpet Outlet
Nationwide Floor & Window Cove vs Ogden's Carpet Outlet: Nationwide Floor & Window Cove costs $25K to $127K to open; Ogden's Carpet Outlet costs $41K to $297K. Nationwide Floor & Window Cove has 16 units, Ogden's Carpet Outlet has 8. SBA loan history: Nationwide Floor & Window Cove = 25 loans (24.0% default); Ogden's Carpet Outlet = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Nationwide Floor & Window Cove vs Ogden's Carpet Outlet: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Nationwide Floor & Window Cove requires the lower minimum capital commitment ($25K vs $41K for Ogden's Carpet Outlet), a 38% spread. Initial franchise fees come in at $30K for Nationwide Floor & Window Cove versus $60K for Ogden's Carpet Outlet, Nationwide Floor & Window Cove has the lower entry fee.
System Scale & Tenure
On scale, Nationwide Floor & Window Cove operates 16 units to Ogden's Carpet Outlet's 8.
SBA Lending Profile
Nationwide Floor & Window Cove has the deeper SBA lending track record, with 25 7(a) approvals compared with 8 for Ogden's Carpet Outlet. Nationwide Floor & Window Cove's peak SBA year was 2004 (6 loans); Ogden's Carpet Outlet's peak was 2005 (2 loans). Ogden's Carpet Outlet's more recent peak generally indicates fresher lender appetite. Nationwide Floor & Window Cove has the most SBA funded units in KS, with 3. Ogden's Carpet Outlet leads in UT, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Nationwide Floor & Window Cove deals is $76K vs $164K for Ogden's Carpet Outlet, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 24.0% for Nationwide Floor & Window Cove and 0.0% for Ogden's Carpet Outlet, Ogden's Carpet Outlet has the cleaner SBA loss record by 24.0 points. PeerSense FPI scores come in at 26 (Fair) for Nationwide Floor & Window Cove and 44 (Fair) for Ogden's Carpet Outlet, giving Ogden's Carpet Outlet the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 26/100 | 44/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 25 | 8 |
SBA Volume | – | – |
Default Rate | 24.0% | 0.0% |
Peer Tier | established | emerging |
Investment & Costs
Total Investment | $25K to $127K | $41K to $297K |
Franchise Fee | $30K | $60K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 16 | 8 |
Franchised Units | 16 | 8 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 1974 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | OVERLAND PARK, KS | SPANISH FORK, UT |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Nationwide Floor & Window Cove or Ogden's Carpet Outlet?
Lower upfront capital required
Tie
Nationwide Floor & Window Cove: $25K starting · Ogden's Carpet Outlet: $41K starting
More SBA lender confidence
Nationwide Floor & Window Cove
Nationwide Floor & Window Cove: 25 SBA loans · Ogden's Carpet Outlet: 8 SBA loans
Lower SBA default rate
Ogden's Carpet Outlet
Nationwide Floor & Window Cove: 24.0% · Ogden's Carpet Outlet: 0.0%
Larger system & brand presence
Tie
Nationwide Floor & Window Cove: 16 units · Ogden's Carpet Outlet: 8 units
More lender financing options
Nationwide Floor & Window Cove
Nationwide Floor & Window Cove: 15 unique lenders · Ogden's Carpet Outlet: 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Nationwide Floor & Window Cove vs Ogden's Carpet Outlet: Franchise Funding Comparison
Comparing Nationwide Floor & Window Cove and Ogden's Carpet Outlet is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $297K.
Nationwide Floor & Window Cove has 25 SBA loans on record and Ogden's Carpet Outlet has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Nationwide Floor & Window Cove vs Ogden's Carpet Outlet, Frequently Asked Questions
Which is a better franchise investment, Nationwide Floor & Window Cove or Ogden's Carpet Outlet?
How much does a Nationwide Floor & Window Cove franchise cost compared to Ogden's Carpet Outlet?
Can I finance Nationwide Floor & Window Cove or Ogden's Carpet Outlet with an SBA loan?
Which has a lower SBA default rate, Nationwide Floor & Window Cove or Ogden's Carpet Outlet?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman