Mr. Rooter vs One Hour Air Conditioning He
Mr. Rooter vs One Hour Air Conditioning He: Mr. Rooter costs $122K to $264K to open; One Hour Air Conditioning He costs $63K to $460K. Mr. Rooter has 97 units, One Hour Air Conditioning He has 23. SBA loan history: Mr. Rooter = 116 loans (8.6% default); One Hour Air Conditioning He = 25 loans (4.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Mr. Rooter vs One Hour Air Conditioning He: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
One Hour Air Conditioning He requires the lower minimum capital commitment ($63K vs $122K for Mr. Rooter), a 94% spread. Initial franchise fees come in at $43K for Mr. Rooter versus $43K for One Hour Air Conditioning He, Mr. Rooter has the lower entry fee. Ongoing royalty load is 7% for Mr. Rooter and 6% for One Hour Air Conditioning He, giving One Hour Air Conditioning He the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Mr. Rooter operates 97 units to One Hour Air Conditioning He's 23, roughly 4× the system size. Mr. Rooter has been operating 58 years (founded 1968) versus 27 for One Hour Air Conditioning He (founded 1999), a 31-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Mr. Rooter has the deeper SBA lending track record, with 116 7(a) approvals compared with 25 for One Hour Air Conditioning He.
Risk Signal
SBA default rates are 8.6% for Mr. Rooter and 4.0% for One Hour Air Conditioning He, One Hour Air Conditioning He has the cleaner SBA loss record by 4.6 points. PeerSense FPI scores come in at 77 (Strong) for Mr. Rooter and 73 (Strong) for One Hour Air Conditioning He, giving Mr. Rooter the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 77/100 | 73/100 |
Health Tier | Strong | Strong |
Confidence | N/A | N/A |
Lending Trend | Stable | Growing |
SBA Lending
SBA Loans | 116 | 25 |
SBA Volume | – | – |
Default Rate | 8.6% | 4.0% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $122K to $264K | $63K to $460K |
Franchise Fee | $43K | $43K |
Royalty Rate | 7% | 6% |
Ad Fund | 2% | 1.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | $250K | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 97 | 23 |
Franchised Units | 97 | 23 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 1968 | 1999 |
Franchising Since | 1960 | N/A |
Years Franchising | 66 yrs | N/A |
Headquarters | Waco, TX | RED OAK, TX |
Category | Plumbing, Heating, | Plumbing, Heating, |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Mr. Rooter or One Hour Air Conditioning He?
Lower upfront capital required
Tie
Mr. Rooter: $122K starting · One Hour Air Conditioning He: $63K starting
More SBA lender confidence
Mr. Rooter
Mr. Rooter: 116 SBA loans · One Hour Air Conditioning He: 25 SBA loans
Lower SBA default rate
One Hour Air Conditioning He
Mr. Rooter: 8.6% · One Hour Air Conditioning He: 4.0%
Larger system & brand presence
Tie
Mr. Rooter: 97 units · One Hour Air Conditioning He: 23 units
Lower ongoing royalty load
One Hour Air Conditioning He
Mr. Rooter: 7% · One Hour Air Conditioning He: 6%
More lender financing options
Mr. Rooter
Mr. Rooter: 54 unique lenders · One Hour Air Conditioning He: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Mr. Rooter vs One Hour Air Conditioning He: Franchise Funding Comparison
Comparing Mr. Rooter and One Hour Air Conditioning He is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $63K to $460K.
Mr. Rooter has 116 SBA loans on record and One Hour Air Conditioning He has 25. Those totals are cumulative history rather than a measure of current appetite. Both brands have an established underwriting path, though the lender that fits a specific deal still depends on its size, location and the buyer.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Mr. Rooter vs One Hour Air Conditioning He, Frequently Asked Questions
Which is a better franchise investment, Mr. Rooter or One Hour Air Conditioning He?
How much does a Mr. Rooter franchise cost compared to One Hour Air Conditioning He?
Can I finance Mr. Rooter or One Hour Air Conditioning He with an SBA loan?
Which has a lower SBA default rate, Mr. Rooter or One Hour Air Conditioning He?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman