Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Side-by-Side Comparison

Mosquito Hunters vs Mosquito Joe

Quick Answer

Mosquito Hunters vs Mosquito Joe: Mosquito Hunters costs $49K$150K to open; Mosquito Joe costs $150K$337K. Mosquito Hunters has 25 units, Mosquito Joe has 417. SBA loan history: Mosquito Hunters = 27 loans (7.4% default); Mosquito Joe = 102 loans (5.9% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.

Mosquito Hunters vs Mosquito Joe: Capital, Scale & Lending Analysis

Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Mosquito Hunters requires the lower minimum capital commitment ($49K vs $150K for Mosquito Joe), a 67% spread. Initial franchise fees come in at $51K for Mosquito Hunters versus $43K for Mosquito Joe, Mosquito Joe has the lower entry fee. Ongoing royalty load is 15% for Mosquito Hunters and 10% for Mosquito Joe, giving Mosquito Joe the lighter per-unit drag on operating income.

System Scale & Tenure

On scale, Mosquito Joe operates 417 units to Mosquito Hunters's 25, roughly 17× the system size. Mosquito Joe has been operating 16 years (founded 2010) versus 13 for Mosquito Hunters (founded 2013), a 3-year tenure gap that affects unit-economics maturity and FDD revision history.

SBA Lending Profile

Mosquito Joe has the deeper SBA lending track record with 102 historical 7(a) approvals versus 27 for Mosquito Hunters. Mosquito Hunters's peak SBA year was 2019 (6 loans); Mosquito Joe's peak was 2021 (19 loans). Mosquito Joe's more recent peak generally indicates fresher lender appetite. Geographically, Mosquito Hunters concentrates in TX (5 SBA-funded units) while Mosquito Joe leads in MI (9). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Mosquito Hunters deals is $119K vs $210K for Mosquito Joe, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 7.4% for Mosquito Hunters and 5.9% for Mosquito Joe, Mosquito Joe has the cleaner historical loss profile by 1.5 points. PeerSense FPI scores come in at 50 (Moderate) for Mosquito Hunters and 60 (Moderate) for Mosquito Joe, giving Mosquito Joe the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Mosquito Hunters
Mosquito Hunters

Exterminating

50
Mosquito Joe
Mosquito Joe

Exterminating

60 11W

Health & Performance

FPI Score
50/100
60/100
Health Tier
Moderate
Moderate
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
27
102
SBA Volume
Default Rate
7.4%
5.9%
Peer Tier
established
major

Investment & Costs

Total Investment
$49K$150K
$150K$337K
Franchise Fee
$51K
$43K
Royalty Rate
15%
10%
Ad Fund
10%
2%
Liquid Capital
N/A
$50K
Net Worth Required
N/A
$250K

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Disclosed

System Size & Operations

Total Units
25
417
Franchised Units
25
415
Company-Owned
2
Term Length
10 yrs
10 yrs

Brand Information

Year Founded
2013
2010
Franchising Since
N/A
2012
Years Franchising
N/A
14 yrs
Headquarters
CORPUS CHRISTI, TX
Virginia Beach, VA
Category
Exterminating
Exterminating
Website
FDD Year
2026
2026

Which Is Better, Mosquito Hunters or Mosquito Joe?

Lower upfront capital required

Mosquito Hunters

Mosquito Hunters: $49K starting · Mosquito Joe: $150K starting

More SBA lender confidence

Mosquito Joe

Mosquito Hunters: 27 SBA loans · Mosquito Joe: 102 SBA loans

Lower historical default rate

Mosquito Joe

Mosquito Hunters: 7.4% · Mosquito Joe: 5.9%

Larger system & brand presence

Mosquito Joe

Mosquito Hunters: 25 units · Mosquito Joe: 417 units

Lower ongoing royalty load

Mosquito Joe

Mosquito Hunters: 15% · Mosquito Joe: 10%

More lender financing options

Mosquito Joe

Mosquito Hunters: 9 unique lenders · Mosquito Joe: 23 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

Need Funding for Mosquito Hunters or Mosquito Joe?

PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.

500+

SBA Lenders & Capital Sources

$0

Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Mosquito Hunters

No description available.

Mosquito Joe

No description available.

Mosquito Hunters vs Mosquito Joe: Franchise Funding Comparison

Comparing Mosquito Hunters and Mosquito Joe is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $49K to $337K.

Both brands have active SBA lending histories, Mosquito Hunters with 27 SBA loans and Mosquito Joe with 102. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

Mosquito Hunters vs Mosquito Joe, Frequently Asked Questions

Which is a better franchise investment, Mosquito Hunters or Mosquito Joe?
Compare Mosquito Hunters vs Mosquito Joe franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Mosquito Hunters franchise cost compared to Mosquito Joe?
Mosquito Hunters requires $49K–$150K in total initial investment with a $51K franchise fee. Mosquito Joe requires $150K–$337K with a $43K franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Mosquito Hunters or Mosquito Joe with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Mosquito Hunters has 27 SBA loans on record; Mosquito Joe has 102. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate, Mosquito Hunters or Mosquito Joe?
Mosquito Hunters: 7.4% historical SBA default rate. Mosquito Joe: 5.9% historical SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Financing a franchise? Get matched to an SBA lender.

Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.

Franchise / SBA 7(a): Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990