Microplay vs West Coast Video
Microplay vs West Coast Video: Microplay costs $85K to $420K to open; West Coast Video costs $60K to $201K. Microplay has 9 units, West Coast Video has 9. SBA loan history: Microplay = 14 loans (35.7% default); West Coast Video = 9 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Microplay vs West Coast Video: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
West Coast Video requires the lower minimum capital commitment ($60K vs $85K for Microplay), a 41% spread.
System Scale & Tenure
On scale, West Coast Video operates 9 units to Microplay's 9. Microplay has been operating 39 years (founded 1987) versus 17 for West Coast Video (founded 2009), a 22-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Microplay has the deeper SBA lending track record, with 14 7(a) approvals compared with 9 for West Coast Video. Microplay's peak SBA year was 1995 (9 loans); West Coast Video's peak was 1995 (3 loans). West Coast Video's more recent peak generally indicates fresher lender appetite. Microplay has the most SBA funded units in GA, with 4. West Coast Video leads in PA, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Microplay deals is $236K vs $132K for West Coast Video, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 35.7% for Microplay and 0.0% for West Coast Video, West Coast Video has the cleaner SBA loss record by 35.7 points. PeerSense FPI scores come in at 26 (Fair) for Microplay and 55 (Moderate) for West Coast Video, giving West Coast Video the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 26/100 | 55/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | N/A | N/A |
SBA Lending
SBA Loans | 14 | 9 |
SBA Volume | – | – |
Default Rate | 35.7% | 0.0% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $85K to $420K | $60K to $201K |
Franchise Fee | N/A | $12K |
Royalty Rate | N/A | 7% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 9 | 9 |
Franchised Units | 9 | 9 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1987 | 2009 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | RIVERDALE, GA | DOYLESTOWN, PA |
Category | Video Tape | Video Tape |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Microplay or West Coast Video?
Lower upfront capital required
Tie
Microplay: $85K starting · West Coast Video: $60K starting
More SBA lender confidence
Microplay
Microplay: 14 SBA loans · West Coast Video: 9 SBA loans
Lower SBA default rate
West Coast Video
Microplay: 35.7% · West Coast Video: 0.0%
Larger system & brand presence
Tie
Microplay: 9 units · West Coast Video: 9 units
More lender financing options
Microplay
Microplay: 7 unique lenders · West Coast Video: 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Microplay vs West Coast Video: Franchise Funding Comparison
Comparing Microplay and West Coast Video is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $420K.
Microplay has 14 SBA loans on record and West Coast Video has 9. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Microplay vs West Coast Video, Frequently Asked Questions
Which is a better franchise investment, Microplay or West Coast Video?
How much does a Microplay franchise cost compared to West Coast Video?
Can I finance Microplay or West Coast Video with an SBA loan?
Which has a lower SBA default rate, Microplay or West Coast Video?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman