Texas vs Wireless Zone
Texas vs Wireless Zone: Texas costs $28K to $718K to open; Wireless Zone costs $50K to $694K. Texas has 12 units, Wireless Zone has 54. SBA loan history: Texas = 12 loans (0.0% default); Wireless Zone = 75 loans (26.7% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Texas vs Wireless Zone: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Texas requires the lower minimum capital commitment ($28K vs $50K for Wireless Zone), a 45% spread.
System Scale & Tenure
On scale, Wireless Zone operates 54 units to Texas's 12, roughly 5× the system size.
SBA Lending Profile
Wireless Zone has the deeper SBA lending track record, with 75 7(a) approvals compared with 12 for Texas. Texas's peak SBA year was 2018 (6 loans); Wireless Zone's peak was 2015 (12 loans). Texas's more recent peak generally indicates fresher lender appetite. Texas has the most SBA funded units in PA, with 3. Wireless Zone leads in OH, with 7. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Texas deals is $300K vs $448K for Wireless Zone, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Texas and 26.7% for Wireless Zone, Texas has the cleaner SBA loss record by 26.7 points. PeerSense FPI scores come in at 48 (Fair) for Texas and 38 (Fair) for Wireless Zone, giving Texas the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 48/100 | 38/100 |
Health Tier | Fair | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 12 | 75 |
SBA Volume | – | – |
Default Rate | 0.0% | 26.7% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $28K to $718K | $50K to $694K |
Franchise Fee | N/A | $50K |
Royalty Rate | N/A | 22% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 12 | 54 |
Franchised Units | 12 | 54 |
Company Owned | – | – |
Term Length | N/A | 7 yrs |
Brand Information
Year Founded | N/A | 1988 |
Franchising Since | N/A | 2020 |
Years Franchising | N/A | 6 yrs |
Headquarters | Bethlehem, PA | Allen, TX |
Category | Electronics Stores | Electronics Stores |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Texas or Wireless Zone?
Lower upfront capital required
Tie
Texas: $28K starting · Wireless Zone: $50K starting
More SBA lender confidence
Wireless Zone
Texas: 12 SBA loans · Wireless Zone: 75 SBA loans
Lower SBA default rate
Texas
Texas: 0.0% · Wireless Zone: 26.7%
Larger system & brand presence
Tie
Texas: 12 units · Wireless Zone: 54 units
More lender financing options
Wireless Zone
Texas: 9 unique lenders · Wireless Zone: 41 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Texas vs Wireless Zone: Franchise Funding Comparison
Comparing Texas and Wireless Zone is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $28K to $718K.
Texas has 12 SBA loans on record and Wireless Zone has 75. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Texas vs Wireless Zone, Frequently Asked Questions
Which is a better franchise investment, Texas or Wireless Zone?
How much does a Texas franchise cost compared to Wireless Zone?
Can I finance Texas or Wireless Zone with an SBA loan?
Which has a lower SBA default rate, Texas or Wireless Zone?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman