Lube Pro's vs Tread Connection International
Lube Pro's vs Tread Connection International: Lube Pro's costs $56K to $272K to open; Tread Connection International costs $164K to $203K. Lube Pro's has 7 units, Tread Connection International has 6. SBA loan history: Lube Pro's = 10 loans (20.0% default); Tread Connection International = 7 loans (28.6% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Lube Pro's vs Tread Connection International: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Lube Pro's requires the lower minimum capital commitment ($56K vs $164K for Tread Connection International), a 66% spread.
System Scale & Tenure
On scale, Lube Pro's operates 7 units to Tread Connection International's 6.
SBA Lending Profile
Lube Pro's has the deeper SBA lending track record, with 10 7(a) approvals compared with 7 for Tread Connection International.
Risk Signal
SBA default rates are 20.0% for Lube Pro's and 28.6% for Tread Connection International, Lube Pro's has the cleaner SBA loss record by 8.6 points. PeerSense FPI scores come in at 26 (Fair) for Lube Pro's and 27 (Fair) for Tread Connection International, giving Tread Connection International the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 26/100 | 27/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 10 | 7 |
SBA Volume | – | – |
Default Rate | 20.0% | 28.6% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $56K to $272K | $164K to $203K |
Franchise Fee | N/A | $38K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 7 | 6 |
Franchised Units | 7 | 6 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | 2016 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | MUNDELEIN, IL | Charlotte, NC |
Category | All Other Automotive Repair | All Other Automotive Repair |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Lube Pro's or Tread Connection International?
Lower upfront capital required
Tie
Lube Pro's: $56K starting · Tread Connection International: $164K starting
More SBA lender confidence
Lube Pro's
Lube Pro's: 10 SBA loans · Tread Connection International: 7 SBA loans
Lower SBA default rate
Lube Pro's
Lube Pro's: 20.0% · Tread Connection International: 28.6%
Larger system & brand presence
Tie
Lube Pro's: 7 units · Tread Connection International: 6 units
More lender financing options
Lube Pro's
Lube Pro's: 6 unique lenders · Tread Connection International: 4 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Lube Pro's vs Tread Connection International: Franchise Funding Comparison
Comparing Lube Pro's and Tread Connection International is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $56K to $272K.
Lube Pro's has 10 SBA loans on record and Tread Connection International has 7. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Lube Pro's vs Tread Connection International, Frequently Asked Questions
Which is a better franchise investment, Lube Pro's or Tread Connection International?
How much does a Lube Pro's franchise cost compared to Tread Connection International?
Can I finance Lube Pro's or Tread Connection International with an SBA loan?
Which has a lower SBA default rate, Lube Pro's or Tread Connection International?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman