Kidville vs Learning Rx
Kidville vs Learning Rx: Kidville costs $198K to $263K to open; Learning Rx costs $50K to $290K. Kidville has 12 units, Learning Rx has 22. SBA loan history: Kidville = 14 loans (7.1% default); Learning Rx = 22 loans (22.7% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Kidville vs Learning Rx: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Learning Rx requires the lower minimum capital commitment ($50K vs $198K for Kidville), a 296% spread. Initial franchise fees come in at $10K for Kidville versus $60K for Learning Rx, Kidville has the lower entry fee. Ongoing royalty load is 7% for Kidville and 8% for Learning Rx, giving Kidville the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Learning Rx operates 22 units to Kidville's 12. Learning Rx has been operating 24 years (founded 2002) versus 16 for Kidville (founded 2010), a 8-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Learning Rx has the deeper SBA lending track record, with 22 7(a) approvals compared with 14 for Kidville.
Risk Signal
SBA default rates are 7.1% for Kidville and 22.7% for Learning Rx, Kidville has the cleaner SBA loss record by 15.6 points. PeerSense FPI scores come in at 38 (Fair) for Kidville and 24 (Fair) for Learning Rx, giving Kidville the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 38/100 | 24/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 14 | 22 |
SBA Volume | – | – |
Default Rate | 7.1% | 22.7% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $198K to $263K | $50K to $290K |
Franchise Fee | $10K | $60K |
Royalty Rate | 7% | 8% |
Ad Fund | 3% | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 12 | 22 |
Franchised Units | 12 | 22 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2010 | 2002 |
Franchising Since | N/A | 2003 |
Years Franchising | N/A | 23 yrs |
Headquarters | New York, NY | YOUNGSVILLE, LA |
Category | Educational Support Services | Educational Support Services |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Kidville or Learning Rx?
Lower upfront capital required
Tie
Kidville: $198K starting · Learning Rx: $50K starting
More SBA lender confidence
Learning Rx
Kidville: 14 SBA loans · Learning Rx: 22 SBA loans
Lower SBA default rate
Kidville
Kidville: 7.1% · Learning Rx: 22.7%
Larger system & brand presence
Tie
Kidville: 12 units · Learning Rx: 22 units
Lower ongoing royalty load
Kidville
Kidville: 7% · Learning Rx: 8%
More lender financing options
Learning Rx
Kidville: 4 unique lenders · Learning Rx: 14 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Kidville or Learning Rx?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Kidville vs Learning Rx: Franchise Funding Comparison
Comparing Kidville and Learning Rx is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $50K to $290K.
Kidville has 14 SBA loans on record and Learning Rx has 22. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Kidville vs Learning Rx, Frequently Asked Questions
Which is a better franchise investment, Kidville or Learning Rx?
How much does a Kidville franchise cost compared to Learning Rx?
Can I finance Kidville or Learning Rx with an SBA loan?
Which has a lower SBA default rate, Kidville or Learning Rx?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman