Home2 Suites by Hilton vs Wyndham Garden
Home2 Suites by Hilton vs Wyndham Garden: Home2 Suites by Hilton costs $14.5M to $24.5M to open; Wyndham Garden costs $5.0M to $25.0M. Home2 Suites by Hilton has 43 units, Wyndham Garden has 13. SBA loan history: Home2 Suites by Hilton = 44 loans (0.0% default); Wyndham Garden = 13 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Home2 Suites by Hilton vs Wyndham Garden: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Wyndham Garden requires the lower minimum capital commitment ($5.0M vs $15M for Home2 Suites by Hilton), a 190% spread. Initial franchise fees come in at $100K for Home2 Suites by Hilton versus $50K for Wyndham Garden, Wyndham Garden has the lower entry fee. Ongoing royalty load is 6% for Home2 Suites by Hilton and 5% for Wyndham Garden, giving Wyndham Garden the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Home2 Suites by Hilton operates 43 units to Wyndham Garden's 13, roughly 3× the system size. Wyndham Garden has been operating 45 years (founded 1981) versus 18 for Home2 Suites by Hilton (founded 2008), a 27-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Home2 Suites by Hilton has the deeper SBA lending track record, with 44 7(a) approvals compared with 13 for Wyndham Garden. Home2 Suites by Hilton's peak SBA year was 2022 (11 loans); Wyndham Garden's peak was 2022 (6 loans). Wyndham Garden's more recent peak generally indicates fresher lender appetite. Home2 Suites by Hilton has the most SBA funded units in GA, with 7. Wyndham Garden leads in VA, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Home2 Suites by Hilton deals is $4.1M vs $3.8M for Wyndham Garden, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Home2 Suites by Hilton and 0.0% for Wyndham Garden. PeerSense FPI scores come in at 81 (Excellent) for Home2 Suites by Hilton and 77 (Strong) for Wyndham Garden, giving Home2 Suites by Hilton the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 81/100 | 77/100 |
Health Tier | Excellent | Strong |
Confidence | N/A | N/A |
Lending Trend | Growing | Growing |
SBA Lending
SBA Loans | 44 | 13 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $14.5M to $24.5M | $5.0M to $25.0M |
Franchise Fee | $100K | $50K |
Royalty Rate | 6% | 5% |
Ad Fund | N/A | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 43 | 13 |
Franchised Units | 43 | 13 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2008 | 1981 |
Franchising Since | 2009 | 1990 |
Years Franchising | 17 yrs | 36 yrs |
Headquarters | McLean, VA | Parsippany, NJ |
Category | Hotels & Hospitality | Hotels & Hospitality |
Website | ||
FDD Year | 2023 | 2025 |
Which Is Better, Home2 Suites by Hilton or Wyndham Garden?
Lower upfront capital required
Wyndham Garden
Home2 Suites by Hilton: $14.5M starting · Wyndham Garden: $5.0M starting
More SBA lender confidence
Home2 Suites by Hilton
Home2 Suites by Hilton: 44 SBA loans · Wyndham Garden: 13 SBA loans
Lower SBA default rate
Tie
Home2 Suites by Hilton: 0.0% · Wyndham Garden: 0.0%
Larger system & brand presence
Home2 Suites by Hilton
Home2 Suites by Hilton: 43 units · Wyndham Garden: 13 units
Lower ongoing royalty load
Wyndham Garden
Home2 Suites by Hilton: 6% · Wyndham Garden: 5%
More lender financing options
Home2 Suites by Hilton
Home2 Suites by Hilton: 35 unique lenders · Wyndham Garden: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Home2 Suites by Hilton or Wyndham Garden?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Home2 Suites by Hilton vs Wyndham Garden: Franchise Funding Comparison
Comparing Home2 Suites by Hilton and Wyndham Garden is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $5.0M to $25.0M.
Home2 Suites by Hilton has 44 SBA loans on record and Wyndham Garden has 13. Those totals are cumulative history rather than a measure of current appetite. Both brands have an established underwriting path, though the lender that fits a specific deal still depends on its size, location and the buyer.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Home2 Suites by Hilton vs Wyndham Garden, Frequently Asked Questions
Which is a better franchise investment, Home2 Suites by Hilton or Wyndham Garden?
How much does a Home2 Suites by Hilton franchise cost compared to Wyndham Garden?
Can I finance Home2 Suites by Hilton or Wyndham Garden with an SBA loan?
Which has a lower SBA default rate, Home2 Suites by Hilton or Wyndham Garden?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman