Home Helpers Home Care vs Right at Home
Home Helpers Home Care vs Right at Home: Home Helpers Home Care costs $101K–$759K to open; Right at Home costs $92K–$165K. Home Helpers Home Care has 62 units, Right at Home has 123. SBA loan history: Home Helpers Home Care = 82 loans (2.4% default); Right at Home = 153 loans (2.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Home Helpers Home Care vs Right at Home — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Right at Home requires the lower minimum capital commitment ($92K vs $101K for Home Helpers Home Care), a 10% spread.
System Scale & Tenure
On scale, Right at Home operates 123 units to Home Helpers Home Care's 62.
SBA Lending Profile
Right at Home has the deeper SBA lending track record with 153 historical 7(a) approvals versus 82 for Home Helpers Home Care.
Risk Signal
SBA default rates are 2.4% for Home Helpers Home Care and 2.0% for Right at Home — Right at Home has the cleaner historical loss profile by 0.4 points. PeerSense FPI scores come in at 56 (Moderate) for Home Helpers Home Care and 67 (Strong) for Right at Home, giving Right at Home the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 56/100 | 67/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 82 | 153 |
SBA Volume | — | — |
Default Rate | 2.4% | 2.0% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $101K – $759K | $92K – $165K |
Franchise Fee | N/A | $50K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | $150K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 62 | 123 |
Franchised Units | 62 | 123 |
Company-Owned | — | — |
Term Length | N/A | 20 yrs |
Brand Information
Year Founded | N/A | 1995 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | MIRAMAR, FL | Omaha, NE |
Category | Home Health Care Services | Home Health Care Services |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better — Home Helpers Home Care or Right at Home?
Lower upfront capital required
Right at Home
Home Helpers Home Care: $101K starting · Right at Home: $92K starting
More SBA lender confidence
Right at Home
Home Helpers Home Care: 82 SBA loans · Right at Home: 153 SBA loans
Lower historical default rate
Right at Home
Home Helpers Home Care: 2.4% · Right at Home: 2.0%
Larger system & brand presence
Right at Home
Home Helpers Home Care: 62 units · Right at Home: 123 units
More lender financing options
Right at Home
Home Helpers Home Care: 41 unique lenders · Right at Home: 52 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Home Helpers Home Care vs Right at Home: Franchise Funding Comparison
Comparing Home Helpers Home Care and Right at Home is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $92K to $759K.
Both brands have active SBA lending histories — Home Helpers Home Care with 82 SBA loans and Right at Home with 153. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.