Grain & Berry vs Rush Bowls
Grain & Berry vs Rush Bowls: Grain & Berry costs $258K–$674K to open; Rush Bowls costs $200K–$545K. Grain & Berry has 19 units, Rush Bowls has 25. SBA loan history: Grain & Berry = 25 loans (0.0% default); Rush Bowls = 35 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Grain & Berry vs Rush Bowls: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Rush Bowls requires the lower minimum capital commitment ($200K vs $258K for Grain & Berry), a 29% spread. Initial franchise fees come in at $50K for Grain & Berry versus $39K for Rush Bowls, Rush Bowls has the lower entry fee. Ongoing royalty load is 6% for Grain & Berry and 6% for Rush Bowls, equal royalty drag.
System Scale & Tenure
On scale, Rush Bowls operates 25 units to Grain & Berry's 19. Rush Bowls has been operating 22 years (founded 2004) versus 9 for Grain & Berry (founded 2017), a 13-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Rush Bowls has the deeper SBA lending track record with 35 historical 7(a) approvals versus 25 for Grain & Berry.
Risk Signal
SBA default rates are 0.0% for Grain & Berry and 0.0% for Rush Bowls. PeerSense FPI scores come in at 84 (Excellent) for Grain & Berry and 82 (Excellent) for Rush Bowls, giving Grain & Berry the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 84/100 | 82/100 |
Health Tier | Excellent | Excellent |
Confidence | N/A | N/A |
Lending Trend | Surging | Growing |
SBA Lending
SBA Loans | 25 | 35 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $258K – $674K | $200K – $545K |
Franchise Fee | $50K | $39K |
Royalty Rate | 6% | 6% |
Ad Fund | N/A | N/A |
Liquid Capital | $100K | N/A |
Net Worth Required | $350K | $550K |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 19 | 25 |
Franchised Units | 19 | 25 |
Company-Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2017 | 2004 |
Franchising Since | 2019 | 2016 |
Years Franchising | 7 yrs | 10 yrs |
Headquarters | Tampa, FL | Boulder, CO |
Category | Healthy Food & Beverage | Healthy Food & Beverage |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Grain & Berry or Rush Bowls?
Lower upfront capital required
Rush Bowls
Grain & Berry: $258K starting · Rush Bowls: $200K starting
More SBA lender confidence
Rush Bowls
Grain & Berry: 25 SBA loans · Rush Bowls: 35 SBA loans
Lower historical default rate
Tie
Grain & Berry: 0.0% · Rush Bowls: 0.0%
Larger system & brand presence
Rush Bowls
Grain & Berry: 19 units · Rush Bowls: 25 units
Lower ongoing royalty load
Tie
Grain & Berry: 6% · Rush Bowls: 6%
More lender financing options
Grain & Berry
Grain & Berry: 9 unique lenders · Rush Bowls: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Grain & Berry vs Rush Bowls: Franchise Funding Comparison
Comparing Grain & Berry and Rush Bowls is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $200K to $674K.
Both brands have active SBA lending histories, Grain & Berry with 25 SBA loans and Rush Bowls with 35. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Grain & Berry vs Rush Bowls, Frequently Asked Questions
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