Georgia Carpet Outlets vs Nationwide Floor & Window Cove
Georgia Carpet Outlets vs Nationwide Floor & Window Cove: Georgia Carpet Outlets costs $100K to $488K to open; Nationwide Floor & Window Cove costs $25K to $127K. Georgia Carpet Outlets has 14 units, Nationwide Floor & Window Cove has 16. SBA loan history: Georgia Carpet Outlets = 15 loans (6.7% default); Nationwide Floor & Window Cove = 25 loans (24.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Georgia Carpet Outlets vs Nationwide Floor & Window Cove: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Nationwide Floor & Window Cove requires the lower minimum capital commitment ($25K vs $100K for Georgia Carpet Outlets), a 300% spread. Initial franchise fees come in at $53K for Georgia Carpet Outlets versus $30K for Nationwide Floor & Window Cove, Nationwide Floor & Window Cove has the lower entry fee.
System Scale & Tenure
On scale, Nationwide Floor & Window Cove operates 16 units to Georgia Carpet Outlets's 14.
SBA Lending Profile
Nationwide Floor & Window Cove has the deeper SBA lending track record, with 25 7(a) approvals compared with 15 for Georgia Carpet Outlets. Georgia Carpet Outlets's peak SBA year was 1996 (5 loans); Nationwide Floor & Window Cove's peak was 2004 (6 loans). Nationwide Floor & Window Cove's more recent peak generally indicates fresher lender appetite. Georgia Carpet Outlets has the most SBA funded units in FL, with 4. Nationwide Floor & Window Cove leads in KS, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Georgia Carpet Outlets deals is $266K vs $76K for Nationwide Floor & Window Cove, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 6.7% for Georgia Carpet Outlets and 24.0% for Nationwide Floor & Window Cove, Georgia Carpet Outlets has the cleaner SBA loss record by 17.3 points. PeerSense FPI scores come in at 47 (Fair) for Georgia Carpet Outlets and 26 (Fair) for Nationwide Floor & Window Cove, giving Georgia Carpet Outlets the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 47/100 | 26/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 15 | 25 |
SBA Volume | – | – |
Default Rate | 6.7% | 24.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $100K to $488K | $25K to $127K |
Franchise Fee | $53K | $30K |
Royalty Rate | 5% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 14 | 16 |
Franchised Units | 14 | 16 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2002 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | CLEARWATER, FL | OVERLAND PARK, KS |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Georgia Carpet Outlets or Nationwide Floor & Window Cove?
Lower upfront capital required
Tie
Georgia Carpet Outlets: $100K starting · Nationwide Floor & Window Cove: $25K starting
More SBA lender confidence
Nationwide Floor & Window Cove
Georgia Carpet Outlets: 15 SBA loans · Nationwide Floor & Window Cove: 25 SBA loans
Lower SBA default rate
Georgia Carpet Outlets
Georgia Carpet Outlets: 6.7% · Nationwide Floor & Window Cove: 24.0%
Larger system & brand presence
Tie
Georgia Carpet Outlets: 14 units · Nationwide Floor & Window Cove: 16 units
More lender financing options
Nationwide Floor & Window Cove
Georgia Carpet Outlets: 12 unique lenders · Nationwide Floor & Window Cove: 15 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Georgia Carpet Outlets vs Nationwide Floor & Window Cove: Franchise Funding Comparison
Comparing Georgia Carpet Outlets and Nationwide Floor & Window Cove is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $488K.
Georgia Carpet Outlets has 15 SBA loans on record and Nationwide Floor & Window Cove has 25. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Georgia Carpet Outlets vs Nationwide Floor & Window Cove, Frequently Asked Questions
Which is a better franchise investment, Georgia Carpet Outlets or Nationwide Floor & Window Cove?
How much does a Georgia Carpet Outlets franchise cost compared to Nationwide Floor & Window Cove?
Can I finance Georgia Carpet Outlets or Nationwide Floor & Window Cove with an SBA loan?
Which has a lower SBA default rate, Georgia Carpet Outlets or Nationwide Floor & Window Cove?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman