Franklin's Printing & Office vs Insty-Prints
Franklin's Printing & Office vs Insty-Prints: Franklin's Printing & Office costs $128K to $224K to open; Insty-Prints costs $63K to $485K. Franklin's Printing & Office has 15 units, Insty-Prints has 31. SBA loan history: Franklin's Printing & Office = 20 loans (25.0% default); Insty-Prints = 41 loans (9.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Franklin's Printing & Office vs Insty-Prints: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Insty-Prints requires the lower minimum capital commitment ($63K vs $128K for Franklin's Printing & Office), a 103% spread.
System Scale & Tenure
On scale, Insty-Prints operates 31 units to Franklin's Printing & Office's 15, roughly 2× the system size.
SBA Lending Profile
Insty-Prints has the deeper SBA lending track record, with 41 7(a) approvals compared with 20 for Franklin's Printing & Office. Franklin's Printing & Office's peak SBA year was 1996 (5 loans); Insty-Prints's peak was 2012 (4 loans). Insty-Prints's more recent peak generally indicates fresher lender appetite. Franklin's Printing & Office has the most SBA funded units in GA, with 5. Insty-Prints leads in MT, with 11. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Franklin's Printing & Office deals is $162K vs $235K for Insty-Prints, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 25.0% for Franklin's Printing & Office and 9.8% for Insty-Prints, Insty-Prints has the cleaner SBA loss record by 15.2 points. PeerSense FPI scores come in at 35 (Fair) for Franklin's Printing & Office and 38 (Fair) for Insty-Prints, giving Insty-Prints the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 35/100 | 38/100 |
Health Tier | Fair | Fair |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 20 | 41 |
SBA Volume | – | – |
Default Rate | 25.0% | 9.8% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $128K to $224K | $63K to $485K |
Franchise Fee | N/A | $56K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 15 | 31 |
Franchised Units | 15 | 31 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | MARIETTA, GA | BILLINGS, MT |
Category | Quick Printing | Quick Printing |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Franklin's Printing & Office or Insty-Prints?
Lower upfront capital required
Tie
Franklin's Printing & Office: $128K starting · Insty-Prints: $63K starting
More SBA lender confidence
Insty-Prints
Franklin's Printing & Office: 20 SBA loans · Insty-Prints: 41 SBA loans
Lower SBA default rate
Insty-Prints
Franklin's Printing & Office: 25.0% · Insty-Prints: 9.8%
Larger system & brand presence
Tie
Franklin's Printing & Office: 15 units · Insty-Prints: 31 units
More lender financing options
Insty-Prints
Franklin's Printing & Office: 9 unique lenders · Insty-Prints: 25 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Franklin's Printing & Office vs Insty-Prints: Franchise Funding Comparison
Comparing Franklin's Printing & Office and Insty-Prints is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $63K to $485K.
Franklin's Printing & Office has 20 SBA loans on record and Insty-Prints has 41. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Franklin's Printing & Office vs Insty-Prints, Frequently Asked Questions
Which is a better franchise investment, Franklin's Printing & Office or Insty-Prints?
How much does a Franklin's Printing & Office franchise cost compared to Insty-Prints?
Can I finance Franklin's Printing & Office or Insty-Prints with an SBA loan?
Which has a lower SBA default rate, Franklin's Printing & Office or Insty-Prints?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman