Fast-Fix vs Hannoush Jewelers
Fast-Fix vs Hannoush Jewelers: Fast-Fix costs $83K to $466K to open; Hannoush Jewelers costs $88K to $510K. Fast-Fix has 10 units, Hannoush Jewelers has 15. SBA loan history: Fast-Fix = 12 loans (8.3% default); Hannoush Jewelers = 16 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Fast-Fix vs Hannoush Jewelers: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Fast-Fix requires the lower minimum capital commitment ($83K vs $88K for Hannoush Jewelers), a 5% spread. Initial franchise fees come in at $20K for Fast-Fix versus $20K for Hannoush Jewelers.
System Scale & Tenure
On scale, Hannoush Jewelers operates 15 units to Fast-Fix's 10. Hannoush Jewelers has been operating 46 years (founded 1980) versus 42 for Fast-Fix (founded 1984), a 4-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Hannoush Jewelers has the deeper SBA lending track record, with 16 7(a) approvals compared with 12 for Fast-Fix. Fast-Fix's peak SBA year was 2014 (5 loans); Hannoush Jewelers's peak was 2002 (4 loans). Fast-Fix's more recent peak generally indicates fresher lender appetite. Fast-Fix has the most SBA funded units in CA, with 13. Hannoush Jewelers leads in MA, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Fast-Fix deals is $186K vs $252K for Hannoush Jewelers, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 8.3% for Fast-Fix and 0.0% for Hannoush Jewelers, Hannoush Jewelers has the cleaner SBA loss record by 8.3 points. PeerSense FPI scores come in at 34 (Fair) for Fast-Fix and 48 (Fair) for Hannoush Jewelers, giving Hannoush Jewelers the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 34/100 | 48/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 12 | 16 |
SBA Volume | – | – |
Default Rate | 8.3% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $83K to $466K | $88K to $510K |
Franchise Fee | $20K | $20K |
Royalty Rate | 6% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 10 | 15 |
Franchised Units | 10 | 15 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1984 | 1980 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Boca Raton, FL | DARTMOUTH, MA |
Category | Jewelry Stores | Jewelry Stores |
Website | ||
FDD Year | 2021 | N/A |
Which Is Better, Fast-Fix or Hannoush Jewelers?
Lower upfront capital required
Tie
Fast-Fix: $83K starting · Hannoush Jewelers: $88K starting
More SBA lender confidence
Hannoush Jewelers
Fast-Fix: 12 SBA loans · Hannoush Jewelers: 16 SBA loans
Lower SBA default rate
Hannoush Jewelers
Fast-Fix: 8.3% · Hannoush Jewelers: 0.0%
Larger system & brand presence
Tie
Fast-Fix: 10 units · Hannoush Jewelers: 15 units
More lender financing options
Hannoush Jewelers
Fast-Fix: 3 unique lenders · Hannoush Jewelers: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Fast-Fix vs Hannoush Jewelers: Franchise Funding Comparison
Comparing Fast-Fix and Hannoush Jewelers is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $83K to $510K.
Fast-Fix has 12 SBA loans on record and Hannoush Jewelers has 16. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Fast-Fix vs Hannoush Jewelers, Frequently Asked Questions
Which is a better franchise investment, Fast-Fix or Hannoush Jewelers?
How much does a Fast-Fix franchise cost compared to Hannoush Jewelers?
Can I finance Fast-Fix or Hannoush Jewelers with an SBA loan?
Which has a lower SBA default rate, Fast-Fix or Hannoush Jewelers?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman