Eyesthere vs Security 101
Eyesthere vs Security 101: Eyesthere costs $30K to $350K to open; Security 101 costs $86K to $277K. Eyesthere has 2 units, Security 101 has 9. SBA loan history: Eyesthere = 11 loans (54.5% default); Security 101 = 10 loans (10.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Eyesthere vs Security 101: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Eyesthere requires the lower minimum capital commitment ($30K vs $86K for Security 101), a 65% spread. Initial franchise fees come in at $45K for Eyesthere versus $60K for Security 101, Eyesthere has the lower entry fee.
System Scale & Tenure
On scale, Security 101 operates 9 units to Eyesthere's 2, roughly 5× the system size. Eyesthere has been operating 25 years (founded 2001) versus 23 for Security 101 (founded 2003), a 2-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Eyesthere has the deeper SBA lending track record, with 11 7(a) approvals compared with 10 for Security 101. Eyesthere's peak SBA year was 2008 (9 loans); Security 101's peak was 2019 (5 loans). Security 101's more recent peak generally indicates fresher lender appetite. Eyesthere has the most SBA funded units in TX, with 5. Security 101 leads in CA, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Eyesthere deals is $170K vs $165K for Security 101, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 54.5% for Eyesthere and 10.0% for Security 101, Security 101 has the cleaner SBA loss record by 44.5 points. PeerSense FPI scores come in at 17 (Fair) for Eyesthere and 34 (Fair) for Security 101, giving Security 101 the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 17/100 | 34/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 11 | 10 |
SBA Volume | – | – |
Default Rate | 54.5% | 10.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $30K to $350K | $86K to $277K |
Franchise Fee | $45K | $60K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | 0.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 2 | 9 |
Franchised Units | 2 | 9 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2001 | 2003 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | PLANO, TX | West Palm Beach, CA |
Category | Security Systems Services | Security Systems Services |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Eyesthere or Security 101?
Lower upfront capital required
Tie
Eyesthere: $30K starting · Security 101: $86K starting
More SBA lender confidence
Eyesthere
Eyesthere: 11 SBA loans · Security 101: 10 SBA loans
Lower SBA default rate
Security 101
Eyesthere: 54.5% · Security 101: 10.0%
Larger system & brand presence
Tie
Eyesthere: 2 units · Security 101: 9 units
More lender financing options
Security 101
Eyesthere: 3 unique lenders · Security 101: 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Eyesthere vs Security 101: Franchise Funding Comparison
Comparing Eyesthere and Security 101 is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $30K to $350K.
Eyesthere has 11 SBA loans on record and Security 101 has 10. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Eyesthere vs Security 101, Frequently Asked Questions
Which is a better franchise investment, Eyesthere or Security 101?
How much does a Eyesthere franchise cost compared to Security 101?
Can I finance Eyesthere or Security 101 with an SBA loan?
Which has a lower SBA default rate, Eyesthere or Security 101?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman