Which has more SBA loans, Edible or Paper Warehouse (Party Supplie?

Edible has 490 SBA 7(a) historical approvals; Paper Warehouse (Party Supplie has 23. Edible has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for Edible vs Paper Warehouse (Party Supplie SBA loans?

Edible's SBA default rate is 11.0%, versus 13.0% for Paper Warehouse (Party Supplie. Edible has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

When did Edible and Paper Warehouse (Party Supplie peak in SBA lending volume?

Edible's SBA approval peak was 2007 with 50 loans; Paper Warehouse (Party Supplie's peak was 1995 with 5. A more recent peak (currently Edible) generally indicates fresher lender appetite and easier financing today.

Which states have the most Edible and Paper Warehouse (Party Supplie SBA loans?

Edible leads in FL with 45 SBA-funded units; Paper Warehouse (Party Supplie leads in TX with 6. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side by Side Comparison

Edible vs Paper Warehouse (Party Supplie

Q: Which is a better franchise investment, Edible or Paper Warehouse (Party Supplie?

Edible vs Paper Warehouse (Party Supplie: compare initial investment, royalty rate, unit count, SBA lending history, default rate, and PeerSense FPI score side by side. The right answer depends on your capital, target market, and risk tolerance, not on which brand ranks higher in a list.

Q: How much does a Edible franchise cost compared to Paper Warehouse (Party Supplie?

Edible requires a total initial investment of $22K to $214K while Paper Warehouse (Party Supplie requires $72K to $249K. Edible has the lower minimum capital commitment. Franchise fee, royalty percentage, and advertising fees vary independently, see the comparison table below for the full FDD breakdown.

Quick Answer

Edible vs Paper Warehouse (Party Supplie: Edible costs $22K to $214K to open; Paper Warehouse (Party Supplie costs $72K to $249K. Edible has 685 units, Paper Warehouse (Party Supplie has 20. SBA loan history: Edible = 490 loans (11.0% default); Paper Warehouse (Party Supplie = 23 loans (13.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Edible vs Paper Warehouse (Party Supplie: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Edible requires the lower minimum capital commitment ($22K vs $72K for Paper Warehouse (Party Supplie), a 70% spread. Initial franchise fees come in at $30K for Edible versus $72K for Paper Warehouse (Party Supplie, Edible has the lower entry fee.

System Scale & Tenure

On scale, Edible operates 685 units to Paper Warehouse (Party Supplie's 20, roughly 34× the system size.

SBA Lending Profile

Edible has the deeper SBA lending track record, with 490 7(a) approvals compared with 23 for Paper Warehouse (Party Supplie. Edible's peak SBA year was 2007 (50 loans); Paper Warehouse (Party Supplie's peak was 1995 (5 loans). Edible's more recent peak generally indicates fresher lender appetite. Edible has the most SBA funded units in FL, with 45. Paper Warehouse (Party Supplie leads in TX, with 6. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Edible deals is $208K vs $173K for Paper Warehouse (Party Supplie, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 11.0% for Edible and 13.0% for Paper Warehouse (Party Supplie, Edible has the cleaner SBA loss record by 2.0 points. PeerSense FPI scores come in at 49 (Fair) for Edible and 33 (Fair) for Paper Warehouse (Party Supplie, giving Edible the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Edible

Gift, Novelty,

49 14W

Paper Warehouse (Party Supplie

Gift, Novelty,

Health & Performance

FPI Score	49/100	33/100
Health Tier	Fair	Limited
Confidence	N/A	N/A
Lending Trend	Declining	Declining

SBA Lending

SBA Loans	490	23
SBA Volume	–	–
Default Rate	11.0%	13.0%
Peer Tier	major	growing

Investment & Costs

Total Investment	$22K to $214K	$72K to $249K
Franchise Fee	$30K	$72K
Royalty Rate	5%	N/A
Ad Fund	3.5%	N/A
Liquid Capital	$80K	N/A
Net Worth Required	$250K	N/A

Financial Performance (Item 19)

Item 19 Status

Disclosed

Not Disclosed

System Size & Operations

Total Units	685	20
Franchised Units	680	20
Company Owned	5	–
Term Length	10 yrs	N/A

Brand Information

Year Founded	1999	N/A
Franchising Since	2001	N/A
Years Franchising	25 yrs	N/A
Headquarters	Atlanta, GA	HOUSTON, TX
Category	Gift, Novelty,	Gift, Novelty,
Website	ediblearrangements.com	partysuppliessb.com
FDD Year	2026	N/A

Which Is Better, Edible or Paper Warehouse (Party Supplie?

Lower upfront capital required

Tie

Edible: $22K starting · Paper Warehouse (Party Supplie: $72K starting

More SBA lender confidence

Edible

Edible: 490 SBA loans · Paper Warehouse (Party Supplie: 23 SBA loans

Lower SBA default rate

Edible

Edible: 11.0% · Paper Warehouse (Party Supplie: 13.0%

Larger system & brand presence

Tie

Edible: 685 units · Paper Warehouse (Party Supplie: 20 units

More lender financing options

Edible

Edible: 144 unique lenders · Paper Warehouse (Party Supplie: 19 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Edible

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Paper Warehouse (Party Supplie

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Edible vs Paper Warehouse (Party Supplie: Franchise Funding Comparison

Comparing Edible and Paper Warehouse (Party Supplie is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $22K to $249K.

Edible has 490 SBA loans on record and Paper Warehouse (Party Supplie has 23. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

Edible vs Paper Warehouse (Party Supplie, Frequently Asked Questions

Which is a better franchise investment, Edible or Paper Warehouse (Party Supplie?

Compare Edible vs Paper Warehouse (Party Supplie franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a Edible franchise cost compared to Paper Warehouse (Party Supplie?

Edible requires $22K to $214K in total initial investment with a $30K franchise fee. Paper Warehouse (Party Supplie requires $72K to $249K with a $72K franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance Edible or Paper Warehouse (Party Supplie with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Edible has 490 SBA loans on record; Paper Warehouse (Party Supplie has 23. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, Edible or Paper Warehouse (Party Supplie?

Edible: 11.0% SBA default rate. Paper Warehouse (Party Supplie: 13.0% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare Edible to other franchises Compare Paper Warehouse (Party Supplie to other franchises Browse all Gift, Novelty, franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman