Discovery Point vs Salons By Jc
Discovery Point vs Salons By Jc: Discovery Point costs $216K–$2.0M to open; Salons By Jc costs $416K–$900K. Discovery Point has 32 units, Salons By Jc has 21. SBA loan history: Discovery Point = 45 loans (11.1% default); Salons By Jc = 19 loans (5.3% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Health & Performance
FPI Score | 28/100 | 48/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 45 | 19 |
SBA Volume | — | — |
Default Rate | 11.1% | 5.3% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $216K – $2.0M | $416K – $900K |
Franchise Fee | $75K | $20K |
Royalty Rate | N/A | 5.5% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 32 | 21 |
Franchised Units | 32 | 21 |
Company-Owned | — | — |
Term Length | 20 yrs | 10 yrs |
Brand Information
Year Founded | 1988 | 1997 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | LAWRENCEVILLE, GA | ALPHARETTA, GA |
Category | Lessors of Nonresidential Buildings | Lessors of Nonresidential Buildings |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better — Discovery Point or Salons By Jc?
Lower upfront capital required
Discovery Point
Discovery Point: $216K starting · Salons By Jc: $416K starting
More SBA lender confidence
Discovery Point
Discovery Point: 45 SBA loans · Salons By Jc: 19 SBA loans
Lower historical default rate
Salons By Jc
Discovery Point: 11.1% · Salons By Jc: 5.3%
Larger system & brand presence
Discovery Point
Discovery Point: 32 units · Salons By Jc: 21 units
More lender financing options
Discovery Point
Discovery Point: 16 unique lenders · Salons By Jc: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Discovery Point vs Salons By Jc: Franchise Funding Comparison
Comparing Discovery Point and Salons By Jc is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $216K to $2.0M.
Both brands have active SBA lending histories — Discovery Point with 45 SBA loans and Salons By Jc with 19. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.