Crs vs T.a.c.t.
Crs vs T.a.c.t.: Crs costs $1 to $1 to open; T.a.c.t. costs $26K to $154K. Crs has 37 units, T.a.c.t. has 6. SBA loan history: Crs = 9 loans (0.0% default); T.a.c.t. = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Crs vs T.a.c.t.: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Crs requires the lower minimum capital commitment ($1 vs $26K for T.a.c.t.), a 100% spread. Ongoing royalty load is 7% for Crs and 7% for T.a.c.t., equal royalty drag.
System Scale & Tenure
On scale, Crs operates 37 units to T.a.c.t.'s 6, roughly 6× the system size. T.a.c.t. has been operating 6 years (founded 2020) versus 5 for Crs (founded 2021), a 1-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Crs has the deeper SBA lending track record, with 9 7(a) approvals compared with 8 for T.a.c.t.. Crs's peak SBA year was 2025 (4 loans); T.a.c.t.'s peak was 2025 (3 loans). T.a.c.t.'s more recent peak generally indicates fresher lender appetite. Crs has the most SBA funded units in FL, with 2. T.a.c.t. leads in AZ, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Crs deals is $328K vs $112K for T.a.c.t., useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Crs and 0.0% for T.a.c.t.. PeerSense FPI scores come in at 62 (Moderate) for Crs and 60 (Moderate) for T.a.c.t., giving Crs the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 62/100 | 60/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | N/A | N/A |
SBA Lending
SBA Loans | 9 | 8 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | emerging | emerging |
Investment & Costs
Total Investment | $1 to $1 | $26K to $154K |
Franchise Fee | $55K | N/A |
Royalty Rate | 7% | 7% |
Ad Fund | 1% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 37 | 6 |
Franchised Units | 36 | 6 |
Company Owned | 1 | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2021 | 2020 |
Franchising Since | 2022 | N/A |
Years Franchising | 4 yrs | N/A |
Headquarters | OH | Chesterfield, MO |
Category | Remediation Services | Remediation Services |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Crs or T.a.c.t.?
Lower upfront capital required
Tie
Crs: $1 starting · T.a.c.t.: $26K starting
More SBA lender confidence
Crs
Crs: 9 SBA loans · T.a.c.t.: 8 SBA loans
Lower SBA default rate
Tie
Crs: 0.0% · T.a.c.t.: 0.0%
Larger system & brand presence
Tie
Crs: 37 units · T.a.c.t.: 6 units
Lower ongoing royalty load
Tie
Crs: 7% · T.a.c.t.: 7%
More lender financing options
Crs
Crs: 4 unique lenders · T.a.c.t.: 2 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Crs vs T.a.c.t.: Franchise Funding Comparison
Comparing Crs and T.a.c.t. is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $1 to $154K.
Crs has 9 SBA loans on record and T.a.c.t. has 8. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Crs vs T.a.c.t., Frequently Asked Questions
Which is a better franchise investment, Crs or T.a.c.t.?
How much does a Crs franchise cost compared to T.a.c.t.?
Can I finance Crs or T.a.c.t. with an SBA loan?
Which has a lower SBA default rate, Crs or T.a.c.t.?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman