College Nannies & Tutors vs Tutoring Club
College Nannies & Tutors vs Tutoring Club: College Nannies & Tutors costs $41K to $150K to open; Tutoring Club costs $89K to $163K. College Nannies & Tutors has 15 units, Tutoring Club has 7. SBA loan history: College Nannies & Tutors = 14 loans (7.1% default); Tutoring Club = 9 loans (11.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
College Nannies & Tutors vs Tutoring Club: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
College Nannies & Tutors requires the lower minimum capital commitment ($41K vs $89K for Tutoring Club), a 54% spread. Initial franchise fees come in at $45K for College Nannies & Tutors versus $35K for Tutoring Club, Tutoring Club has the lower entry fee. Ongoing royalty load is 5% for College Nannies & Tutors and 10% for Tutoring Club, giving College Nannies & Tutors the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, College Nannies & Tutors operates 15 units to Tutoring Club's 7, roughly 2× the system size. Tutoring Club has been operating 35 years (founded 1991) versus 25 for College Nannies & Tutors (founded 2001), a 10-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
College Nannies & Tutors has the deeper SBA lending track record, with 14 7(a) approvals compared with 9 for Tutoring Club. College Nannies & Tutors's peak SBA year was 2017 (7 loans); Tutoring Club's peak was 2016 (5 loans). College Nannies & Tutors's more recent peak generally indicates fresher lender appetite. College Nannies & Tutors has the most SBA funded units in IL, with 3. Tutoring Club leads in VA, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded College Nannies & Tutors deals is $113K vs $153K for Tutoring Club, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.1% for College Nannies & Tutors and 11.1% for Tutoring Club, College Nannies & Tutors has the cleaner SBA loss record by 4.0 points. PeerSense FPI scores come in at 33 (Fair) for College Nannies & Tutors and 30 (Fair) for Tutoring Club, giving College Nannies & Tutors the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 33/100 | 30/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 14 | 9 |
SBA Volume | – | – |
Default Rate | 7.1% | 11.1% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $41K to $150K | $89K to $163K |
Franchise Fee | $45K | $35K |
Royalty Rate | 5% | 10% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 15 | 7 |
Franchised Units | 15 | 7 |
Company Owned | – | – |
Term Length | N/A | 5 yrs |
Brand Information
Year Founded | 2001 | 1991 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | CA | CA |
Category | Educational Support Services | Educational Support Services |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, College Nannies & Tutors or Tutoring Club?
Lower upfront capital required
Tie
College Nannies & Tutors: $41K starting · Tutoring Club: $89K starting
More SBA lender confidence
College Nannies & Tutors
College Nannies & Tutors: 14 SBA loans · Tutoring Club: 9 SBA loans
Lower SBA default rate
College Nannies & Tutors
College Nannies & Tutors: 7.1% · Tutoring Club: 11.1%
Larger system & brand presence
Tie
College Nannies & Tutors: 15 units · Tutoring Club: 7 units
Lower ongoing royalty load
College Nannies & Tutors
College Nannies & Tutors: 5% · Tutoring Club: 10%
More lender financing options
College Nannies & Tutors
College Nannies & Tutors: 8 unique lenders · Tutoring Club: 5 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for College Nannies & Tutors or Tutoring Club?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
College Nannies & Tutors vs Tutoring Club: Franchise Funding Comparison
Comparing College Nannies & Tutors and Tutoring Club is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $41K to $163K.
College Nannies & Tutors has 14 SBA loans on record and Tutoring Club has 9. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
College Nannies & Tutors vs Tutoring Club, Frequently Asked Questions
Which is a better franchise investment, College Nannies & Tutors or Tutoring Club?
How much does a College Nannies & Tutors franchise cost compared to Tutoring Club?
Can I finance College Nannies & Tutors or Tutoring Club with an SBA loan?
Which has a lower SBA default rate, College Nannies & Tutors or Tutoring Club?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman