Carpet One Floor & Home vs Footprint Floors
Carpet One Floor & Home vs Footprint Floors: Carpet One Floor & Home costs $108K to $1.9M to open; Footprint Floors costs $44K to $150K. Carpet One Floor & Home has 18 units, Footprint Floors has 19. SBA loan history: Carpet One Floor & Home = 24 loans (0.0% default); Footprint Floors = 21 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Carpet One Floor & Home vs Footprint Floors: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Footprint Floors requires the lower minimum capital commitment ($44K vs $108K for Carpet One Floor & Home), a 144% spread.
System Scale & Tenure
On scale, Footprint Floors operates 19 units to Carpet One Floor & Home's 18.
SBA Lending Profile
Carpet One Floor & Home has the deeper SBA lending track record, with 24 7(a) approvals compared with 21 for Footprint Floors. Carpet One Floor & Home's peak SBA year was 2019 (6 loans); Footprint Floors's peak was 2024 (7 loans). Footprint Floors's more recent peak generally indicates fresher lender appetite. Carpet One Floor & Home has the most SBA funded units in CO, with 4. Footprint Floors leads in TX, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Carpet One Floor & Home deals is $784K vs $112K for Footprint Floors, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Carpet One Floor & Home and 0.0% for Footprint Floors. PeerSense FPI scores come in at 60 (Moderate) for Carpet One Floor & Home and 72 (Strong) for Footprint Floors, giving Footprint Floors the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 72/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Growing |
SBA Lending
SBA Loans | 24 | 21 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $108K to $1.9M | $44K to $150K |
Franchise Fee | N/A | $66K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 18 | 19 |
Franchised Units | 18 | 19 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | N/A | 2008 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | BOULDER, CO | CYPRESS, TX |
Category | Flooring Contractors | Flooring Contractors |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Carpet One Floor & Home or Footprint Floors?
Lower upfront capital required
Tie
Carpet One Floor & Home: $108K starting · Footprint Floors: $44K starting
More SBA lender confidence
Carpet One Floor & Home
Carpet One Floor & Home: 24 SBA loans · Footprint Floors: 21 SBA loans
Lower SBA default rate
Tie
Carpet One Floor & Home: 0.0% · Footprint Floors: 0.0%
Larger system & brand presence
Tie
Carpet One Floor & Home: 18 units · Footprint Floors: 19 units
More lender financing options
Carpet One Floor & Home
Carpet One Floor & Home: 15 unique lenders · Footprint Floors: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Carpet One Floor & Home or Footprint Floors?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Carpet One Floor & Home vs Footprint Floors: Franchise Funding Comparison
Comparing Carpet One Floor & Home and Footprint Floors is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $44K to $1.9M.
Carpet One Floor & Home has 24 SBA loans on record and Footprint Floors has 21. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Carpet One Floor & Home vs Footprint Floors, Frequently Asked Questions
Which is a better franchise investment, Carpet One Floor & Home or Footprint Floors?
How much does a Carpet One Floor & Home franchise cost compared to Footprint Floors?
Can I finance Carpet One Floor & Home or Footprint Floors with an SBA loan?
Which has a lower SBA default rate, Carpet One Floor & Home or Footprint Floors?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman