Budget Blinds vs Everline Coatings And Services
Budget Blinds vs Everline Coatings And Services: Budget Blinds costs $101K–$211K to open; Everline Coatings And Services costs $75K–$239K. Budget Blinds has 1,366 units, Everline Coatings And Services has 54. SBA loan history: Budget Blinds = 409 loans (7.1% default); Everline Coatings And Services = 93 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Budget Blinds vs Everline Coatings And Services: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Everline Coatings And Services requires the lower minimum capital commitment ($75K vs $101K for Budget Blinds), a 34% spread. Initial franchise fees come in at $20K for Budget Blinds versus $100K for Everline Coatings And Services, Budget Blinds has the lower entry fee. Ongoing royalty load is 3.5% for Budget Blinds and 6% for Everline Coatings And Services, giving Budget Blinds the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Budget Blinds operates 1,366 units to Everline Coatings And Services's 54, roughly 25× the system size. Budget Blinds has been operating 34 years (founded 1992) versus 14 for Everline Coatings And Services (founded 2012), a 20-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Budget Blinds has the deeper SBA lending track record with 409 historical 7(a) approvals versus 93 for Everline Coatings And Services. Budget Blinds's peak SBA year was 2022 (41 loans); Everline Coatings And Services's peak was 2023 (45 loans). Everline Coatings And Services's more recent peak generally indicates fresher lender appetite. Geographically, Budget Blinds concentrates in CA (40 SBA-funded units) while Everline Coatings And Services leads in TX (16). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Budget Blinds deals is $311K vs $220K for Everline Coatings And Services, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.1% for Budget Blinds and 0.0% for Everline Coatings And Services, Everline Coatings And Services has the cleaner historical loss profile by 7.1 points. PeerSense FPI scores come in at 79 (Strong) for Budget Blinds and 72 (Strong) for Everline Coatings And Services, giving Budget Blinds the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 79/100 | 72/100 |
Health Tier | Strong | Strong |
Confidence | N/A | N/A |
Lending Trend | Stable | N/A |
SBA Lending
SBA Loans | 409 | 93 |
SBA Volume | – | – |
Default Rate | 7.1% | 0.0% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $101K – $211K | $75K – $239K |
Franchise Fee | $20K | $100K |
Royalty Rate | 3.5% | 6% |
Ad Fund | N/A | 2% |
Liquid Capital | $25K | $75K |
Net Worth Required | $250K | $250K |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 1,366 | 54 |
Franchised Units | 1,366 | 54 |
Company-Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1992 | 2012 |
Franchising Since | 1994 | 2017 |
Years Franchising | 32 yrs | 9 yrs |
Headquarters | CLOVIS, CA | TX |
Category | All Other Specialty Trade Contractors | All Other Specialty Trade Contractors |
Website | ||
FDD Year | 2026 | 2026 |
Which Is Better, Budget Blinds or Everline Coatings And Services?
Lower upfront capital required
Everline Coatings And Services
Budget Blinds: $101K starting · Everline Coatings And Services: $75K starting
More SBA lender confidence
Budget Blinds
Budget Blinds: 409 SBA loans · Everline Coatings And Services: 93 SBA loans
Lower historical default rate
Everline Coatings And Services
Budget Blinds: 7.1% · Everline Coatings And Services: 0.0%
Larger system & brand presence
Budget Blinds
Budget Blinds: 1,366 units · Everline Coatings And Services: 54 units
Lower ongoing royalty load
Budget Blinds
Budget Blinds: 3.5% · Everline Coatings And Services: 6%
More lender financing options
Budget Blinds
Budget Blinds: 118 unique lenders · Everline Coatings And Services: 14 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Budget Blinds vs Everline Coatings And Services: Franchise Funding Comparison
Comparing Budget Blinds and Everline Coatings And Services is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $75K to $239K.
Both brands have active SBA lending histories, Budget Blinds with 409 SBA loans and Everline Coatings And Services with 93. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Budget Blinds vs Everline Coatings And Services, Frequently Asked Questions
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