Bright Star Healthcare/Brights vs Home Helpers Home Care
Bright Star Healthcare/Brights vs Home Helpers Home Care: Bright Star Healthcare/Brights costs $50K to $499K to open; Home Helpers Home Care costs $101K to $759K. Bright Star Healthcare/Brights has 47 units, Home Helpers Home Care has 62. SBA loan history: Bright Star Healthcare/Brights = 64 loans (4.7% default); Home Helpers Home Care = 82 loans (2.4% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Bright Star Healthcare/Brights vs Home Helpers Home Care: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Bright Star Healthcare/Brights requires the lower minimum capital commitment ($50K vs $101K for Home Helpers Home Care), a 51% spread. Initial franchise fees come in at $50K for Bright Star Healthcare/Brights versus $50K for Home Helpers Home Care, Home Helpers Home Care has the lower entry fee.
System Scale & Tenure
On scale, Home Helpers Home Care operates 62 units to Bright Star Healthcare/Brights's 47.
SBA Lending Profile
Home Helpers Home Care has the deeper SBA lending track record, with 82 7(a) approvals compared with 64 for Bright Star Healthcare/Brights. Bright Star Healthcare/Brights's peak SBA year was 2016 (23 loans); Home Helpers Home Care's peak was 2025 (7 loans). Home Helpers Home Care's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in FL. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Bright Star Healthcare/Brights deals is $227K vs $334K for Home Helpers Home Care, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 4.7% for Bright Star Healthcare/Brights and 2.4% for Home Helpers Home Care, Home Helpers Home Care has the cleaner SBA loss record by 2.3 points. PeerSense FPI scores come in at 42 (Fair) for Bright Star Healthcare/Brights and 56 (Moderate) for Home Helpers Home Care, giving Home Helpers Home Care the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 42/100 | 56/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 64 | 82 |
SBA Volume | – | – |
Default Rate | 4.7% | 2.4% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $50K to $499K | $101K to $759K |
Franchise Fee | $50K | $50K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 47 | 62 |
Franchised Units | 47 | 62 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 2005 | N/A |
Franchising Since | N/A | 1997 |
Years Franchising | N/A | 29 yrs |
Headquarters | TAMPA, FL | MIRAMAR, FL |
Category | Home Health Care Services | Home Health Care Services |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Bright Star Healthcare/Brights or Home Helpers Home Care?
Lower upfront capital required
Tie
Bright Star Healthcare/Brights: $50K starting · Home Helpers Home Care: $101K starting
More SBA lender confidence
Home Helpers Home Care
Bright Star Healthcare/Brights: 64 SBA loans · Home Helpers Home Care: 82 SBA loans
Lower SBA default rate
Home Helpers Home Care
Bright Star Healthcare/Brights: 4.7% · Home Helpers Home Care: 2.4%
Larger system & brand presence
Tie
Bright Star Healthcare/Brights: 47 units · Home Helpers Home Care: 62 units
More lender financing options
Home Helpers Home Care
Bright Star Healthcare/Brights: 34 unique lenders · Home Helpers Home Care: 41 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Bright Star Healthcare/Brights vs Home Helpers Home Care: Franchise Funding Comparison
Comparing Bright Star Healthcare/Brights and Home Helpers Home Care is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $50K to $759K.
Bright Star Healthcare/Brights has 64 SBA loans on record and Home Helpers Home Care has 82. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Bright Star Healthcare/Brights vs Home Helpers Home Care, Frequently Asked Questions
Which is a better franchise investment, Bright Star Healthcare/Brights or Home Helpers Home Care?
How much does a Bright Star Healthcare/Brights franchise cost compared to Home Helpers Home Care?
Can I finance Bright Star Healthcare/Brights or Home Helpers Home Care with an SBA loan?
Which has a lower SBA default rate, Bright Star Healthcare/Brights or Home Helpers Home Care?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman