Which has more SBA loans, Blingle! or U.s. Lawns?

Blingle! has 60 SBA 7(a) historical approvals; U.s. Lawns has 78. U.s. Lawns has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for Blingle! vs U.s. Lawns SBA loans?

Blingle!'s SBA default rate is 1.7%, versus 9.0% for U.s. Lawns. Blingle! has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

When did Blingle! and U.s. Lawns peak in SBA lending volume?

Blingle!'s SBA approval peak was 2023 with 37 loans; U.s. Lawns's peak was 2025 with 10. A more recent peak (currently U.s. Lawns) generally indicates fresher lender appetite and easier financing today.

Which states have the most Blingle! and U.s. Lawns SBA loans?

Blingle! leads in TX with 12 SBA-funded units; U.s. Lawns leads in FL with 21. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side by Side Comparison

Blingle! vs U.s. Lawns

Q: Which is a better franchise investment, Blingle! or U.s. Lawns?

Blingle! vs U.s. Lawns: compare initial investment, royalty rate, unit count, SBA lending history, default rate, and PeerSense FPI score side by side. The right answer depends on your capital, target market, and risk tolerance, not on which brand ranks higher in a list.

Q: How much does a Blingle! franchise cost compared to U.s. Lawns?

Blingle! requires a total initial investment of $196K to $256K while U.s. Lawns requires $30K to $825K. U.s. Lawns has the lower minimum capital commitment. Franchise fee, royalty percentage, and advertising fees vary independently, see the comparison table below for the full FDD breakdown.

Quick Answer

Blingle! vs U.s. Lawns: Blingle! costs $196K to $256K to open; U.s. Lawns costs $30K to $825K. Blingle! has 34 units, U.s. Lawns has 49. SBA loan history: Blingle! = 60 loans (1.7% default); U.s. Lawns = 78 loans (9.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

Blingle! vs U.s. Lawns: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

U.s. Lawns requires the lower minimum capital commitment ($30K vs $196K for Blingle!), a 552% spread. Initial franchise fees come in at $60K for Blingle! versus $25K for U.s. Lawns, U.s. Lawns has the lower entry fee. Ongoing royalty load is 5% for Blingle! and 4% for U.s. Lawns, giving U.s. Lawns the lighter per-unit drag on operating income.

System Scale & Tenure

On scale, U.s. Lawns operates 49 units to Blingle!'s 34.

SBA Lending Profile

U.s. Lawns has the deeper SBA lending track record, with 78 7(a) approvals compared with 60 for Blingle!. Blingle!'s peak SBA year was 2023 (37 loans); U.s. Lawns's peak was 2025 (10 loans). U.s. Lawns's more recent peak generally indicates fresher lender appetite. Blingle! has the most SBA funded units in TX, with 12. U.s. Lawns leads in FL, with 21. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Blingle! deals is $292K vs $424K for U.s. Lawns, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 1.7% for Blingle! and 9.0% for U.s. Lawns, Blingle! has the cleaner SBA loss record by 7.3 points. PeerSense FPI scores come in at 70 (Strong) for Blingle! and 57 (Moderate) for U.s. Lawns, giving Blingle! the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Blingle!

Landscaping Services

U.s. Lawns

Landscaping Services

57 9W

Health & Performance

FPI Score	70/100	57/100
Health Tier	Strong	Moderate
Confidence	N/A	N/A
Lending Trend	N/A	Declining

SBA Lending

SBA Loans	60	78
SBA Volume	–	–
Default Rate	1.7%	9.0%
Peer Tier	established	established

Investment & Costs

Total Investment	$196K to $256K	$30K to $825K
Franchise Fee	$60K	$25K
Royalty Rate	5%	4%
Ad Fund	3%	2%
Liquid Capital	N/A	$50K
Net Worth Required	N/A	$150K

Financial Performance (Item 19)

Item 19 Status

Disclosed

System Size & Operations

Total Units	34	49
Franchised Units	34	49
Company Owned	–	–
Term Length	10 yrs	10 yrs

Brand Information

Year Founded	N/A	1986
Franchising Since	2021	2023
Years Franchising	5 yrs	3 yrs
Headquarters	TX	FORT MYERS, FL
Category	Landscaping Services	Landscaping Services
Website	blinglefranchise.com	uslawnsfranchise.com
FDD Year	2025	2025

Which Is Better, Blingle! or U.s. Lawns?

Lower upfront capital required

U.s. Lawns

Blingle!: $196K starting · U.s. Lawns: $30K starting

More SBA lender confidence

U.s. Lawns

Blingle!: 60 SBA loans · U.s. Lawns: 78 SBA loans

Lower SBA default rate

Blingle!

Blingle!: 1.7% · U.s. Lawns: 9.0%

Larger system & brand presence

U.s. Lawns

Blingle!: 34 units · U.s. Lawns: 49 units

Lower ongoing royalty load

U.s. Lawns

Blingle!: 5% · U.s. Lawns: 4%

More lender financing options

U.s. Lawns

Blingle!: 7 unique lenders · U.s. Lawns: 39 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Blingle!

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U.s. Lawns

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Blingle! vs U.s. Lawns: Franchise Funding Comparison

Comparing Blingle! and U.s. Lawns is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $30K to $825K.

Blingle! has 60 SBA loans on record and U.s. Lawns has 78. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

Blingle! vs U.s. Lawns, Frequently Asked Questions

Which is a better franchise investment, Blingle! or U.s. Lawns?

Compare Blingle! vs U.s. Lawns franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a Blingle! franchise cost compared to U.s. Lawns?

Blingle! requires $196K to $256K in total initial investment with a $60K franchise fee. U.s. Lawns requires $30K to $825K with a $25K franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance Blingle! or U.s. Lawns with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Blingle! has 60 SBA loans on record; U.s. Lawns has 78. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, Blingle! or U.s. Lawns?

Blingle!: 1.7% SBA default rate. U.s. Lawns: 9.0% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare Blingle! to other franchises Compare U.s. Lawns to other franchises Browse all Landscaping Services franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman