Bio-One Colorado vs Steamatic Restoration And Clea
Bio-One Colorado vs Steamatic Restoration And Clea: Bio-One Colorado costs $55K to $119K to open; Steamatic Restoration And Clea costs $37K to $449K. Bio-One Colorado has 73 units, Steamatic Restoration And Clea has 3. SBA loan history: Bio-One Colorado = 78 loans (7.7% default); Steamatic Restoration And Clea = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Bio-One Colorado vs Steamatic Restoration And Clea: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Steamatic Restoration And Clea requires the lower minimum capital commitment ($37K vs $55K for Bio-One Colorado), a 47% spread.
System Scale & Tenure
On scale, Bio-One Colorado operates 73 units to Steamatic Restoration And Clea's 3, roughly 24× the system size. Steamatic Restoration And Clea has been operating 78 years (founded 1948) versus 20 for Bio-One Colorado (founded 2006), a 58-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Bio-One Colorado has the deeper SBA lending track record, with 78 7(a) approvals compared with 8 for Steamatic Restoration And Clea.
Risk Signal
SBA default rates are 7.7% for Bio-One Colorado and 0.0% for Steamatic Restoration And Clea, Steamatic Restoration And Clea has the cleaner SBA loss record by 7.7 points. PeerSense FPI scores come in at 76 (Strong) for Bio-One Colorado and 55 (Moderate) for Steamatic Restoration And Clea, giving Bio-One Colorado the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 76/100 | 55/100 |
Health Tier | Strong | Moderate |
Confidence | N/A | N/A |
Lending Trend | Stable | Declining |
SBA Lending
SBA Loans | 78 | 8 |
SBA Volume | – | – |
Default Rate | 7.7% | 0.0% |
Peer Tier | established | emerging |
Investment & Costs
Total Investment | $55K to $119K | $37K to $449K |
Franchise Fee | $60K | N/A |
Royalty Rate | 7.5% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 73 | 3 |
Franchised Units | 73 | 3 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2006 | 1948 |
Franchising Since | 2010 | N/A |
Years Franchising | 16 yrs | N/A |
Headquarters | Greenwood Village, CO | Champaign, IL |
Category | Remediation Services | Remediation Services |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Bio-One Colorado or Steamatic Restoration And Clea?
Lower upfront capital required
Tie
Bio-One Colorado: $55K starting · Steamatic Restoration And Clea: $37K starting
More SBA lender confidence
Bio-One Colorado
Bio-One Colorado: 78 SBA loans · Steamatic Restoration And Clea: 8 SBA loans
Lower SBA default rate
Steamatic Restoration And Clea
Bio-One Colorado: 7.7% · Steamatic Restoration And Clea: 0.0%
Larger system & brand presence
Tie
Bio-One Colorado: 73 units · Steamatic Restoration And Clea: 3 units
More lender financing options
Bio-One Colorado
Bio-One Colorado: 13 unique lenders · Steamatic Restoration And Clea: 2 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Bio-One Colorado vs Steamatic Restoration And Clea: Franchise Funding Comparison
Comparing Bio-One Colorado and Steamatic Restoration And Clea is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $37K to $449K.
Bio-One Colorado has 78 SBA loans on record and Steamatic Restoration And Clea has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Bio-One Colorado vs Steamatic Restoration And Clea, Frequently Asked Questions
Which is a better franchise investment, Bio-One Colorado or Steamatic Restoration And Clea?
How much does a Bio-One Colorado franchise cost compared to Steamatic Restoration And Clea?
Can I finance Bio-One Colorado or Steamatic Restoration And Clea with an SBA loan?
Which has a lower SBA default rate, Bio-One Colorado or Steamatic Restoration And Clea?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman