Bio-One Colorado vs Spaulding Decon
Bio-One Colorado vs Spaulding Decon: Bio-One Colorado costs $55K to $119K to open; Spaulding Decon costs $78K to $156K. Bio-One Colorado has 73 units, Spaulding Decon has 7. SBA loan history: Bio-One Colorado = 78 loans (7.7% default); Spaulding Decon = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Bio-One Colorado vs Spaulding Decon: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Bio-One Colorado requires the lower minimum capital commitment ($55K vs $78K for Spaulding Decon), a 29% spread. Ongoing royalty load is 7.5% for Bio-One Colorado and 8% for Spaulding Decon, giving Bio-One Colorado the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Bio-One Colorado operates 73 units to Spaulding Decon's 7, roughly 10× the system size. Spaulding Decon has been operating 21 years (founded 2005) versus 20 for Bio-One Colorado (founded 2006), a 1-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Bio-One Colorado has the deeper SBA lending track record, with 78 7(a) approvals compared with 8 for Spaulding Decon.
Risk Signal
SBA default rates are 7.7% for Bio-One Colorado and 0.0% for Spaulding Decon, Spaulding Decon has the cleaner SBA loss record by 7.7 points. PeerSense FPI scores come in at 76 (Strong) for Bio-One Colorado and 59 (Moderate) for Spaulding Decon, giving Bio-One Colorado the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 76/100 | 59/100 |
Health Tier | Strong | Moderate |
Confidence | N/A | N/A |
Lending Trend | Stable | N/A |
SBA Lending
SBA Loans | 78 | 8 |
SBA Volume | – | – |
Default Rate | 7.7% | 0.0% |
Peer Tier | established | emerging |
Investment & Costs
Total Investment | $55K to $119K | $78K to $156K |
Franchise Fee | $60K | N/A |
Royalty Rate | 7.5% | 8% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 73 | 7 |
Franchised Units | 73 | 7 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2006 | 2005 |
Franchising Since | 2010 | 2006 |
Years Franchising | 16 yrs | 20 yrs |
Headquarters | Greenwood Village, CO | Tampa, FL |
Category | Remediation Services | Remediation Services |
Website | ||
FDD Year | 2025 | 2024 |
Which Is Better, Bio-One Colorado or Spaulding Decon?
Lower upfront capital required
Bio-One Colorado
Bio-One Colorado: $55K starting · Spaulding Decon: $78K starting
More SBA lender confidence
Bio-One Colorado
Bio-One Colorado: 78 SBA loans · Spaulding Decon: 8 SBA loans
Lower SBA default rate
Spaulding Decon
Bio-One Colorado: 7.7% · Spaulding Decon: 0.0%
Larger system & brand presence
Bio-One Colorado
Bio-One Colorado: 73 units · Spaulding Decon: 7 units
Lower ongoing royalty load
Bio-One Colorado
Bio-One Colorado: 7.5% · Spaulding Decon: 8%
More lender financing options
Bio-One Colorado
Bio-One Colorado: 13 unique lenders · Spaulding Decon: 2 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Bio-One Colorado vs Spaulding Decon: Franchise Funding Comparison
Comparing Bio-One Colorado and Spaulding Decon is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $55K to $156K.
Bio-One Colorado has 78 SBA loans on record and Spaulding Decon has 8. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Bio-One Colorado vs Spaulding Decon, Frequently Asked Questions
Which is a better franchise investment, Bio-One Colorado or Spaulding Decon?
How much does a Bio-One Colorado franchise cost compared to Spaulding Decon?
Can I finance Bio-One Colorado or Spaulding Decon with an SBA loan?
Which has a lower SBA default rate, Bio-One Colorado or Spaulding Decon?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman