Assisted Living Locators vs Visiting Angels
Assisted Living Locators vs Visiting Angels: Assisted Living Locators costs $75K–$461K to open; Visiting Angels costs $60K–$1.6M. Assisted Living Locators has 31 units, Visiting Angels has 106. SBA loan history: Assisted Living Locators = 36 loans (13.9% default); Visiting Angels = 154 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Assisted Living Locators vs Visiting Angels: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Visiting Angels requires the lower minimum capital commitment ($60K vs $75K for Assisted Living Locators), a 25% spread. Initial franchise fees come in at $50K for Assisted Living Locators versus $37K for Visiting Angels, Visiting Angels has the lower entry fee. Ongoing royalty load is 8% for Assisted Living Locators and 3.5% for Visiting Angels, giving Visiting Angels the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Visiting Angels operates 106 units to Assisted Living Locators's 31, roughly 3× the system size. Visiting Angels has been operating 34 years (founded 1992) versus 23 for Assisted Living Locators (founded 2003), a 11-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Visiting Angels has the deeper SBA lending track record with 154 historical 7(a) approvals versus 36 for Assisted Living Locators. Assisted Living Locators's peak SBA year was 2018 (5 loans); Visiting Angels's peak was 2022 (17 loans). Visiting Angels's more recent peak generally indicates fresher lender appetite. Both systems concentrate the most SBA-funded units in OH. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Assisted Living Locators deals is $248K vs $438K for Visiting Angels, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 13.9% for Assisted Living Locators and 0.0% for Visiting Angels, Visiting Angels has the cleaner historical loss profile by 13.9 points. PeerSense FPI scores come in at 64 (Moderate) for Assisted Living Locators and 70 (Strong) for Visiting Angels, giving Visiting Angels the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 64/100 | 70/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Stable | Declining |
SBA Lending
SBA Loans | 36 | 154 |
SBA Volume | – | – |
Default Rate | 13.9% | 0.0% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $75K – $461K | $60K – $1.6M |
Franchise Fee | $50K | $37K |
Royalty Rate | 8% | 3.5% |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | $110K |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 31 | 106 |
Franchised Units | 31 | 106 |
Company-Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2003 | 1992 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | Scottsdale, AZ | COLUMBUS, OH |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | 2025 | 2025 |
Which Is Better, Assisted Living Locators or Visiting Angels?
Lower upfront capital required
Visiting Angels
Assisted Living Locators: $75K starting · Visiting Angels: $60K starting
More SBA lender confidence
Visiting Angels
Assisted Living Locators: 36 SBA loans · Visiting Angels: 154 SBA loans
Lower historical default rate
Visiting Angels
Assisted Living Locators: 13.9% · Visiting Angels: 0.0%
Larger system & brand presence
Visiting Angels
Assisted Living Locators: 31 units · Visiting Angels: 106 units
Lower ongoing royalty load
Visiting Angels
Assisted Living Locators: 8% · Visiting Angels: 3.5%
More lender financing options
Visiting Angels
Assisted Living Locators: 9 unique lenders · Visiting Angels: 69 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Assisted Living Locators vs Visiting Angels: Franchise Funding Comparison
Comparing Assisted Living Locators and Visiting Angels is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $1.6M.
Both brands have active SBA lending histories, Assisted Living Locators with 36 SBA loans and Visiting Angels with 154. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Assisted Living Locators vs Visiting Angels, Frequently Asked Questions
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