Asp Americas Swimming Pool vs Premier Pools Spas And Pinnacle Pools Spas
Asp Americas Swimming Pool vs Premier Pools Spas And Pinnacle Pools Spas: Asp Americas Swimming Pool costs $58K to $591K to open; Premier Pools Spas And Pinnacle Pools Spas costs $413K to $644K. Asp Americas Swimming Pool has 39 units, Premier Pools Spas And Pinnacle Pools Spas has 7. SBA loan history: Asp Americas Swimming Pool = 35 loans (8.6% default); Premier Pools Spas And Pinnacle Pools Spas = 9 loans (11.1% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Asp Americas Swimming Pool vs Premier Pools Spas And Pinnacle Pools Spas: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Asp Americas Swimming Pool requires the lower minimum capital commitment ($58K vs $413K for Premier Pools Spas And Pinnacle Pools Spas), a 86% spread. Initial franchise fees come in at $60K for Asp Americas Swimming Pool versus $60K for Premier Pools Spas And Pinnacle Pools Spas. Ongoing royalty load is 5% for Asp Americas Swimming Pool and 7.5% for Premier Pools Spas And Pinnacle Pools Spas, giving Asp Americas Swimming Pool the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Asp Americas Swimming Pool operates 39 units to Premier Pools Spas And Pinnacle Pools Spas's 7, roughly 6× the system size. Premier Pools Spas And Pinnacle Pools Spas has been operating 38 years (founded 1988) versus 24 for Asp Americas Swimming Pool (founded 2002), a 14-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Asp Americas Swimming Pool has the deeper SBA lending track record, with 35 7(a) approvals compared with 9 for Premier Pools Spas And Pinnacle Pools Spas.
Risk Signal
SBA default rates are 8.6% for Asp Americas Swimming Pool and 11.1% for Premier Pools Spas And Pinnacle Pools Spas, Asp Americas Swimming Pool has the cleaner SBA loss record by 2.5 points. PeerSense FPI scores come in at 60 (Moderate) for Asp Americas Swimming Pool and 52 (Moderate) for Premier Pools Spas And Pinnacle Pools Spas, giving Asp Americas Swimming Pool the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 52/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 35 | 9 |
SBA Volume | – | – |
Default Rate | 8.6% | 11.1% |
Peer Tier | established | emerging |
Investment & Costs
Total Investment | $58K to $591K | $413K to $644K |
Franchise Fee | $60K | $60K |
Royalty Rate | 5% | 7.5% |
Ad Fund | 1% | 1.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 39 | 7 |
Franchised Units | 39 | 7 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2002 | 1988 |
Franchising Since | 2021 | N/A |
Years Franchising | 5 yrs | N/A |
Headquarters | BRADENTON, FL | N/A |
Category | Other Services to Buildings | Other Services to Buildings |
Website | ||
FDD Year | 2024 | 2024 |
Which Is Better, Asp Americas Swimming Pool or Premier Pools Spas And Pinnacle Pools Spas?
Lower upfront capital required
Asp Americas Swimming Pool
Asp Americas Swimming Pool: $58K starting · Premier Pools Spas And Pinnacle Pools Spas: $413K starting
More SBA lender confidence
Asp Americas Swimming Pool
Asp Americas Swimming Pool: 35 SBA loans · Premier Pools Spas And Pinnacle Pools Spas: 9 SBA loans
Lower SBA default rate
Asp Americas Swimming Pool
Asp Americas Swimming Pool: 8.6% · Premier Pools Spas And Pinnacle Pools Spas: 11.1%
Larger system & brand presence
Asp Americas Swimming Pool
Asp Americas Swimming Pool: 39 units · Premier Pools Spas And Pinnacle Pools Spas: 7 units
Lower ongoing royalty load
Asp Americas Swimming Pool
Asp Americas Swimming Pool: 5% · Premier Pools Spas And Pinnacle Pools Spas: 7.5%
More lender financing options
Asp Americas Swimming Pool
Asp Americas Swimming Pool: 15 unique lenders · Premier Pools Spas And Pinnacle Pools Spas: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Asp Americas Swimming Pool vs Premier Pools Spas And Pinnacle Pools Spas: Franchise Funding Comparison
Comparing Asp Americas Swimming Pool and Premier Pools Spas And Pinnacle Pools Spas is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $58K to $644K.
Asp Americas Swimming Pool has 35 SBA loans on record and Premier Pools Spas And Pinnacle Pools Spas has 9. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Asp Americas Swimming Pool vs Premier Pools Spas And Pinnacle Pools Spas, Frequently Asked Questions
Which is a better franchise investment, Asp Americas Swimming Pool or Premier Pools Spas And Pinnacle Pools Spas?
How much does a Asp Americas Swimming Pool franchise cost compared to Premier Pools Spas And Pinnacle Pools Spas?
Can I finance Asp Americas Swimming Pool or Premier Pools Spas And Pinnacle Pools Spas with an SBA loan?
Which has a lower SBA default rate, Asp Americas Swimming Pool or Premier Pools Spas And Pinnacle Pools Spas?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman