AmericInn by Wyndham vs Home2 Suites by Hilton
AmericInn by Wyndham vs Home2 Suites by Hilton: AmericInn by Wyndham costs $7.1M–$10.1M to open; Home2 Suites by Hilton costs $14.5M–$24.5M. AmericInn by Wyndham has 40 units, Home2 Suites by Hilton has 43. SBA loan history: AmericInn by Wyndham = 44 loans (4.5% default); Home2 Suites by Hilton = 44 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
AmericInn by Wyndham vs Home2 Suites by Hilton: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
AmericInn by Wyndham requires the lower minimum capital commitment ($7.1M vs $15M for Home2 Suites by Hilton), a 51% spread. Initial franchise fees come in at $35K for AmericInn by Wyndham versus $100K for Home2 Suites by Hilton, AmericInn by Wyndham has the lower entry fee. Ongoing royalty load is 5% for AmericInn by Wyndham and 6% for Home2 Suites by Hilton, giving AmericInn by Wyndham the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Home2 Suites by Hilton operates 43 units to AmericInn by Wyndham's 40. AmericInn by Wyndham has been operating 39 years (founded 1987) versus 18 for Home2 Suites by Hilton (founded 2008), a 21-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Home2 Suites by Hilton has the deeper SBA lending track record with 44 historical 7(a) approvals versus 44 for AmericInn by Wyndham. AmericInn by Wyndham's peak SBA year was 2024 (8 loans); Home2 Suites by Hilton's peak was 2022 (11 loans). AmericInn by Wyndham's more recent peak generally indicates fresher lender appetite. Geographically, AmericInn by Wyndham concentrates in MN (10 SBA-funded units) while Home2 Suites by Hilton leads in GA (7). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded AmericInn by Wyndham deals is $1.9M vs $4.1M for Home2 Suites by Hilton, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 4.5% for AmericInn by Wyndham and 0.0% for Home2 Suites by Hilton, Home2 Suites by Hilton has the cleaner historical loss profile by 4.5 points. PeerSense FPI scores come in at 80 (Excellent) for AmericInn by Wyndham and 81 (Excellent) for Home2 Suites by Hilton, giving Home2 Suites by Hilton the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 80/100 | 81/100 |
Health Tier | Excellent | Excellent |
Confidence | N/A | N/A |
Lending Trend | Growing | Growing |
SBA Lending
SBA Loans | 44 | 44 |
SBA Volume | – | – |
Default Rate | 4.5% | 0.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $7.1M – $10.1M | $14.5M – $24.5M |
Franchise Fee | $35K | $100K |
Royalty Rate | 5% | 6% |
Ad Fund | N/A | N/A |
Liquid Capital | $500K | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 40 | 43 |
Franchised Units | 40 | 43 |
Company-Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 1987 | 2008 |
Franchising Since | 1987 | 2009 |
Years Franchising | 39 yrs | 17 yrs |
Headquarters | Parsippany, NJ | McLean, VA |
Category | Hotels & Hospitality | Hotels & Hospitality |
Website | ||
FDD Year | 2024 | 2023 |
Which Is Better, AmericInn by Wyndham or Home2 Suites by Hilton?
Lower upfront capital required
AmericInn by Wyndham
AmericInn by Wyndham: $7.1M starting · Home2 Suites by Hilton: $14.5M starting
More SBA lender confidence
Tie
AmericInn by Wyndham: 44 SBA loans · Home2 Suites by Hilton: 44 SBA loans
Lower historical default rate
Home2 Suites by Hilton
AmericInn by Wyndham: 4.5% · Home2 Suites by Hilton: 0.0%
Larger system & brand presence
Home2 Suites by Hilton
AmericInn by Wyndham: 40 units · Home2 Suites by Hilton: 43 units
Lower ongoing royalty load
AmericInn by Wyndham
AmericInn by Wyndham: 5% · Home2 Suites by Hilton: 6%
More lender financing options
Home2 Suites by Hilton
AmericInn by Wyndham: 25 unique lenders · Home2 Suites by Hilton: 35 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
AmericInn by Wyndham vs Home2 Suites by Hilton: Franchise Funding Comparison
Comparing AmericInn by Wyndham and Home2 Suites by Hilton is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $7.1M to $24.5M.
Both brands have active SBA lending histories, AmericInn by Wyndham with 44 SBA loans and Home2 Suites by Hilton with 44. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
AmericInn by Wyndham vs Home2 Suites by Hilton, Frequently Asked Questions
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