Alloy Wheel Repair Specialists vs Dr. Vinyl (Vinyl Uphol., Etc.)
Alloy Wheel Repair Specialists vs Dr. Vinyl (Vinyl Uphol., Etc.): Alloy Wheel Repair Specialists costs $85K to $740K to open; Dr. Vinyl (Vinyl Uphol., Etc.) costs $26K to $109K. Alloy Wheel Repair Specialists has 6 units, Dr. Vinyl (Vinyl Uphol., Etc.) has 17. SBA loan history: Alloy Wheel Repair Specialists = 9 loans (0.0% default); Dr. Vinyl (Vinyl Uphol., Etc.) = 18 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Alloy Wheel Repair Specialists vs Dr. Vinyl (Vinyl Uphol., Etc.): Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Dr. Vinyl (Vinyl Uphol., Etc.) requires the lower minimum capital commitment ($26K vs $85K for Alloy Wheel Repair Specialists), a 226% spread. Initial franchise fees come in at $20K for Alloy Wheel Repair Specialists versus $30K for Dr. Vinyl (Vinyl Uphol., Etc.), Alloy Wheel Repair Specialists has the lower entry fee.
System Scale & Tenure
On scale, Dr. Vinyl (Vinyl Uphol., Etc.) operates 17 units to Alloy Wheel Repair Specialists's 6, roughly 3× the system size.
SBA Lending Profile
Dr. Vinyl (Vinyl Uphol., Etc.) has the deeper SBA lending track record, with 18 7(a) approvals compared with 9 for Alloy Wheel Repair Specialists. Alloy Wheel Repair Specialists's peak SBA year was 2021 (4 loans); Dr. Vinyl (Vinyl Uphol., Etc.)'s peak was 2001 (3 loans). Alloy Wheel Repair Specialists's more recent peak generally indicates fresher lender appetite. Alloy Wheel Repair Specialists has the most SBA funded units in CO, with 3. Dr. Vinyl (Vinyl Uphol., Etc.) leads in TX, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Alloy Wheel Repair Specialists deals is $269K vs $58K for Dr. Vinyl (Vinyl Uphol., Etc.), useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Alloy Wheel Repair Specialists and 0.0% for Dr. Vinyl (Vinyl Uphol., Etc.). PeerSense FPI scores come in at 51 (Moderate) for Alloy Wheel Repair Specialists and 48 (Fair) for Dr. Vinyl (Vinyl Uphol., Etc.), giving Alloy Wheel Repair Specialists the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 51/100 | 48/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 9 | 18 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | emerging | growing |
Investment & Costs
Total Investment | $85K to $740K | $26K to $109K |
Franchise Fee | $20K | $30K |
Royalty Rate | 6% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 6 | 17 |
Franchised Units | 6 | 17 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | N/A | 1967 |
Franchising Since | 2015 | N/A |
Years Franchising | 11 yrs | N/A |
Headquarters | Englewood, CO | CORPUS CHRISTI, TX |
Category | All Other Automotive Repair | All Other Automotive Repair |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Alloy Wheel Repair Specialists or Dr. Vinyl (Vinyl Uphol., Etc.)?
Lower upfront capital required
Tie
Alloy Wheel Repair Specialists: $85K starting · Dr. Vinyl (Vinyl Uphol., Etc.): $26K starting
More SBA lender confidence
Dr. Vinyl (Vinyl Uphol., Etc.)
Alloy Wheel Repair Specialists: 9 SBA loans · Dr. Vinyl (Vinyl Uphol., Etc.): 18 SBA loans
Lower SBA default rate
Tie
Alloy Wheel Repair Specialists: 0.0% · Dr. Vinyl (Vinyl Uphol., Etc.): 0.0%
Larger system & brand presence
Tie
Alloy Wheel Repair Specialists: 6 units · Dr. Vinyl (Vinyl Uphol., Etc.): 17 units
More lender financing options
Dr. Vinyl (Vinyl Uphol., Etc.)
Alloy Wheel Repair Specialists: 7 unique lenders · Dr. Vinyl (Vinyl Uphol., Etc.): 16 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Alloy Wheel Repair Specialists vs Dr. Vinyl (Vinyl Uphol., Etc.): Franchise Funding Comparison
Comparing Alloy Wheel Repair Specialists and Dr. Vinyl (Vinyl Uphol., Etc.) is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $26K to $740K.
Alloy Wheel Repair Specialists has 9 SBA loans on record and Dr. Vinyl (Vinyl Uphol., Etc.) has 18. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Alloy Wheel Repair Specialists vs Dr. Vinyl (Vinyl Uphol., Etc.), Frequently Asked Questions
Which is a better franchise investment, Alloy Wheel Repair Specialists or Dr. Vinyl (Vinyl Uphol., Etc.)?
How much does a Alloy Wheel Repair Specialists franchise cost compared to Dr. Vinyl (Vinyl Uphol., Etc.)?
Can I finance Alloy Wheel Repair Specialists or Dr. Vinyl (Vinyl Uphol., Etc.) with an SBA loan?
Which has a lower SBA default rate, Alloy Wheel Repair Specialists or Dr. Vinyl (Vinyl Uphol., Etc.)?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman