Abbey Carpet Co vs Carpet One Association Agree
Abbey Carpet Co vs Carpet One Association Agree: Abbey Carpet Co costs $23K to $62K to open; Carpet One Association Agree costs $255K to $1.7M. Abbey Carpet Co has 420 units, Carpet One Association Agree has 7. SBA loan history: Abbey Carpet Co = 19 loans (21.1% default); Carpet One Association Agree = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Abbey Carpet Co vs Carpet One Association Agree: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Abbey Carpet Co requires the lower minimum capital commitment ($23K vs $255K for Carpet One Association Agree), a 91% spread.
System Scale & Tenure
On scale, Abbey Carpet Co operates 420 units to Carpet One Association Agree's 7, roughly 60× the system size. Abbey Carpet Co has been operating 68 years (founded 1958) versus 41 for Carpet One Association Agree (founded 1985), a 27-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Abbey Carpet Co has the deeper SBA lending track record, with 19 7(a) approvals compared with 8 for Carpet One Association Agree.
Risk Signal
SBA default rates are 21.1% for Abbey Carpet Co and 0.0% for Carpet One Association Agree, Carpet One Association Agree has the cleaner SBA loss record by 21.1 points. PeerSense FPI scores come in at 28 (Fair) for Abbey Carpet Co and 47 (Fair) for Carpet One Association Agree, giving Carpet One Association Agree the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 28/100 | 47/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 19 | 8 |
SBA Volume | – | – |
Default Rate | 21.1% | 0.0% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $23K to $62K | $255K to $1.7M |
Franchise Fee | $10K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 420 | 7 |
Franchised Units | 417 | 7 |
Company Owned | 3 | – |
Term Length | 5 yrs | N/A |
Brand Information
Year Founded | 1958 | 1985 |
Franchising Since | 1971 | N/A |
Years Franchising | 55 yrs | N/A |
Headquarters | Bonita Springs, FL | Manchester, CA |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Abbey Carpet Co or Carpet One Association Agree?
Lower upfront capital required
Tie
Abbey Carpet Co: $23K starting · Carpet One Association Agree: $255K starting
More SBA lender confidence
Abbey Carpet Co
Abbey Carpet Co: 19 SBA loans · Carpet One Association Agree: 8 SBA loans
Lower SBA default rate
Carpet One Association Agree
Abbey Carpet Co: 21.1% · Carpet One Association Agree: 0.0%
Larger system & brand presence
Tie
Abbey Carpet Co: 420 units · Carpet One Association Agree: 7 units
More lender financing options
Abbey Carpet Co
Abbey Carpet Co: 15 unique lenders · Carpet One Association Agree: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Abbey Carpet Co vs Carpet One Association Agree: Franchise Funding Comparison
Comparing Abbey Carpet Co and Carpet One Association Agree is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $23K to $1.7M.
Abbey Carpet Co has 19 SBA loans on record and Carpet One Association Agree has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Abbey Carpet Co vs Carpet One Association Agree, Frequently Asked Questions
Which is a better franchise investment, Abbey Carpet Co or Carpet One Association Agree?
How much does a Abbey Carpet Co franchise cost compared to Carpet One Association Agree?
Can I finance Abbey Carpet Co or Carpet One Association Agree with an SBA loan?
Which has a lower SBA default rate, Abbey Carpet Co or Carpet One Association Agree?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman