Aaron's Sales & Lease Ownershi vs Color Tyme
Aaron's Sales & Lease Ownershi vs Color Tyme: Aaron's Sales & Lease Ownershi costs $200K–$709K to open; Color Tyme costs $42K–$563K. Aaron's Sales & Lease Ownershi has 19 units, Color Tyme has 19. SBA loan history: Aaron's Sales & Lease Ownershi = 16 loans (0.0% default); Color Tyme = 27 loans (14.8% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Aaron's Sales & Lease Ownershi vs Color Tyme — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Color Tyme requires the lower minimum capital commitment ($42K vs $200K for Aaron's Sales & Lease Ownershi), a 376% spread.
System Scale & Tenure
On scale, Color Tyme operates 19 units to Aaron's Sales & Lease Ownershi's 19.
SBA Lending Profile
Color Tyme has the deeper SBA lending track record with 27 historical 7(a) approvals versus 16 for Aaron's Sales & Lease Ownershi. Aaron's Sales & Lease Ownershi's peak SBA year was 2011 (5 loans); Color Tyme's peak was 1995 (6 loans). Aaron's Sales & Lease Ownershi's more recent peak generally indicates fresher lender appetite. Geographically, Aaron's Sales & Lease Ownershi concentrates in CA (7 SBA-funded units) while Color Tyme leads in TX (4) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Aaron's Sales & Lease Ownershi deals is $465K vs $343K for Color Tyme — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Aaron's Sales & Lease Ownershi and 14.8% for Color Tyme — Aaron's Sales & Lease Ownershi has the cleaner historical loss profile by 14.8 points. PeerSense FPI scores come in at 44 (Fair) for Aaron's Sales & Lease Ownershi and 29 (Fair) for Color Tyme, giving Aaron's Sales & Lease Ownershi the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 44/100 | 29/100 |
Health Tier | Fair | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 16 | 27 |
SBA Volume | — | — |
Default Rate | 0.0% | 14.8% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $200K – $709K | $42K – $563K |
Franchise Fee | $15K | N/A |
Royalty Rate | 6% | N/A |
Ad Fund | 2.5% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 19 | 19 |
Franchised Units | 19 | 19 |
Company-Owned | — | — |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1982 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | LODI, CA | Manhattan, KS |
Category | Consumer Electronics | Consumer Electronics |
Website | ||
FDD Year | N/A | N/A |
Which Is Better — Aaron's Sales & Lease Ownershi or Color Tyme?
Lower upfront capital required
Color Tyme
Aaron's Sales & Lease Ownershi: $200K starting · Color Tyme: $42K starting
More SBA lender confidence
Color Tyme
Aaron's Sales & Lease Ownershi: 16 SBA loans · Color Tyme: 27 SBA loans
Lower historical default rate
Aaron's Sales & Lease Ownershi
Aaron's Sales & Lease Ownershi: 0.0% · Color Tyme: 14.8%
Larger system & brand presence
Tie
Aaron's Sales & Lease Ownershi: 19 units · Color Tyme: 19 units
More lender financing options
Color Tyme
Aaron's Sales & Lease Ownershi: 12 unique lenders · Color Tyme: 18 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Aaron's Sales & Lease Ownershi or Color Tyme?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing. No retainers.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Aaron's Sales & Lease Ownershi vs Color Tyme: Franchise Funding Comparison
Comparing Aaron's Sales & Lease Ownershi and Color Tyme is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $42K to $709K.
Both brands have active SBA lending histories — Aaron's Sales & Lease Ownershi with 16 SBA loans and Color Tyme with 27. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.