1tomplumber vs One Hour Air Conditioning He
1tomplumber vs One Hour Air Conditioning He: 1tomplumber costs $516K to $2.8M to open; One Hour Air Conditioning He costs $63K to $460K. 1tomplumber has 43 units, One Hour Air Conditioning He has 23. SBA loan history: 1tomplumber = 14 loans (0.0% default); One Hour Air Conditioning He = 25 loans (4.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
1tomplumber vs One Hour Air Conditioning He: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
One Hour Air Conditioning He requires the lower minimum capital commitment ($63K vs $516K for 1tomplumber), a 719% spread. Initial franchise fees come in at $50K for 1tomplumber versus $43K for One Hour Air Conditioning He, One Hour Air Conditioning He has the lower entry fee. Ongoing royalty load is 6% for 1tomplumber and 6% for One Hour Air Conditioning He, equal royalty drag.
System Scale & Tenure
On scale, 1tomplumber operates 43 units to One Hour Air Conditioning He's 23. One Hour Air Conditioning He has been operating 27 years (founded 1999) versus 8 for 1tomplumber (founded 2018), a 19-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
One Hour Air Conditioning He has the deeper SBA lending track record, with 25 7(a) approvals compared with 14 for 1tomplumber. 1tomplumber's peak SBA year was 2024 (4 loans); One Hour Air Conditioning He's peak was 2025 (7 loans). One Hour Air Conditioning He's more recent peak generally indicates fresher lender appetite. 1tomplumber has the most SBA funded units in WA, with 2. One Hour Air Conditioning He leads in TX, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded 1tomplumber deals is $320K vs $348K for One Hour Air Conditioning He, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for 1tomplumber and 4.0% for One Hour Air Conditioning He, 1tomplumber has the cleaner SBA loss record by 4.0 points. PeerSense FPI scores come in at 62 (Moderate) for 1tomplumber and 73 (Strong) for One Hour Air Conditioning He, giving One Hour Air Conditioning He the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 62/100 | 73/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | N/A | Growing |
SBA Lending
SBA Loans | 14 | 25 |
SBA Volume | – | – |
Default Rate | 0.0% | 4.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $516K to $2.8M | $63K to $460K |
Franchise Fee | $50K | $43K |
Royalty Rate | 6% | 6% |
Ad Fund | 2% | 1.5% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 43 | 23 |
Franchised Units | 37 | 23 |
Company Owned | 6 | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2018 | 1999 |
Franchising Since | 2020 | N/A |
Years Franchising | 6 yrs | N/A |
Headquarters | Milford, OH | RED OAK, TX |
Category | Plumbing, Heating, | Plumbing, Heating, |
Website | ||
FDD Year | 2026 | N/A |
Which Is Better, 1tomplumber or One Hour Air Conditioning He?
Lower upfront capital required
Tie
1tomplumber: $516K starting · One Hour Air Conditioning He: $63K starting
More SBA lender confidence
One Hour Air Conditioning He
1tomplumber: 14 SBA loans · One Hour Air Conditioning He: 25 SBA loans
Lower SBA default rate
1tomplumber
1tomplumber: 0.0% · One Hour Air Conditioning He: 4.0%
Larger system & brand presence
Tie
1tomplumber: 43 units · One Hour Air Conditioning He: 23 units
Lower ongoing royalty load
Tie
1tomplumber: 6% · One Hour Air Conditioning He: 6%
More lender financing options
One Hour Air Conditioning He
1tomplumber: 10 unique lenders · One Hour Air Conditioning He: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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1tomplumber vs One Hour Air Conditioning He: Franchise Funding Comparison
Comparing 1tomplumber and One Hour Air Conditioning He is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $63K to $2.8M.
1tomplumber has 14 SBA loans on record and One Hour Air Conditioning He has 25. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
1tomplumber vs One Hour Air Conditioning He, Frequently Asked Questions
Which is a better franchise investment, 1tomplumber or One Hour Air Conditioning He?
How much does a 1tomplumber franchise cost compared to One Hour Air Conditioning He?
Can I finance 1tomplumber or One Hour Air Conditioning He with an SBA loan?
Which has a lower SBA default rate, 1tomplumber or One Hour Air Conditioning He?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman