1-800-Water Damage vs Asp Americas Swimming Pool
1-800-Water Damage vs Asp Americas Swimming Pool: 1-800-Water Damage costs $73K–$315K to open; Asp Americas Swimming Pool costs $58K–$591K. 1-800-Water Damage has 175 units, Asp Americas Swimming Pool has 39. SBA loan history: 1-800-Water Damage = 26 loans (7.7% default); Asp Americas Swimming Pool = 35 loans (8.6% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
1-800-Water Damage vs Asp Americas Swimming Pool: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Asp Americas Swimming Pool requires the lower minimum capital commitment ($58K vs $73K for 1-800-Water Damage), a 27% spread. Initial franchise fees come in at $59K for 1-800-Water Damage versus $60K for Asp Americas Swimming Pool, 1-800-Water Damage has the lower entry fee. Ongoing royalty load is 10% for 1-800-Water Damage and 5% for Asp Americas Swimming Pool, giving Asp Americas Swimming Pool the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, 1-800-Water Damage operates 175 units to Asp Americas Swimming Pool's 39, roughly 4× the system size.
SBA Lending Profile
Asp Americas Swimming Pool has the deeper SBA lending track record with 35 historical 7(a) approvals versus 26 for 1-800-Water Damage. 1-800-Water Damage's peak SBA year was 2021 (7 loans); Asp Americas Swimming Pool's peak was 2021 (8 loans). Asp Americas Swimming Pool's more recent peak generally indicates fresher lender appetite. Both systems concentrate the most SBA-funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded 1-800-Water Damage deals is $242K vs $232K for Asp Americas Swimming Pool, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.7% for 1-800-Water Damage and 8.6% for Asp Americas Swimming Pool, 1-800-Water Damage has the cleaner historical loss profile by 0.9 points. PeerSense FPI scores come in at 40 (Fair) for 1-800-Water Damage and 60 (Moderate) for Asp Americas Swimming Pool, giving Asp Americas Swimming Pool the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 40/100 | 60/100 |
Health Tier | Fair | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 26 | 35 |
SBA Volume | – | – |
Default Rate | 7.7% | 8.6% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $73K – $315K | $58K – $591K |
Franchise Fee | $59K | $60K |
Royalty Rate | 10% | 5% |
Ad Fund | 2% | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 175 | 39 |
Franchised Units | 175 | 39 |
Company-Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | N/A | 2002 |
Franchising Since | 2015 | N/A |
Years Franchising | 11 yrs | N/A |
Headquarters | WI | BRADENTON, FL |
Category | Other Services to Buildings | Other Services to Buildings |
Website | ||
FDD Year | 2024 | 2024 |
Which Is Better, 1-800-Water Damage or Asp Americas Swimming Pool?
Lower upfront capital required
Asp Americas Swimming Pool
1-800-Water Damage: $73K starting · Asp Americas Swimming Pool: $58K starting
More SBA lender confidence
Asp Americas Swimming Pool
1-800-Water Damage: 26 SBA loans · Asp Americas Swimming Pool: 35 SBA loans
Lower historical default rate
1-800-Water Damage
1-800-Water Damage: 7.7% · Asp Americas Swimming Pool: 8.6%
Larger system & brand presence
1-800-Water Damage
1-800-Water Damage: 175 units · Asp Americas Swimming Pool: 39 units
Lower ongoing royalty load
Asp Americas Swimming Pool
1-800-Water Damage: 10% · Asp Americas Swimming Pool: 5%
More lender financing options
Asp Americas Swimming Pool
1-800-Water Damage: 11 unique lenders · Asp Americas Swimming Pool: 15 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
1-800-Water Damage vs Asp Americas Swimming Pool: Franchise Funding Comparison
Comparing 1-800-Water Damage and Asp Americas Swimming Pool is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $58K to $591K.
Both brands have active SBA lending histories, 1-800-Water Damage with 26 SBA loans and Asp Americas Swimming Pool with 35. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
1-800-Water Damage vs Asp Americas Swimming Pool, Frequently Asked Questions
Which is a better franchise investment, 1-800-Water Damage or Asp Americas Swimming Pool?
How much does a 1-800-Water Damage franchise cost compared to Asp Americas Swimming Pool?
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Which has a lower SBA default rate, 1-800-Water Damage or Asp Americas Swimming Pool?
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