1-800-Packouts vs 911 Restoration
1-800-Packouts vs 911 Restoration: 1-800-Packouts costs $197K–$401K to open; 911 Restoration costs $125K–$328K. 1-800-Packouts has 16 units, 911 Restoration has 330. SBA loan history: 1-800-Packouts = 24 loans (4.2% default); 911 Restoration = 41 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
1-800-Packouts vs 911 Restoration: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
911 Restoration requires the lower minimum capital commitment ($125K vs $197K for 1-800-Packouts), a 58% spread. Initial franchise fees come in at $63K for 1-800-Packouts versus $49K for 911 Restoration, 911 Restoration has the lower entry fee. Ongoing royalty load is 7% for 1-800-Packouts and 9% for 911 Restoration, giving 1-800-Packouts the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, 911 Restoration operates 330 units to 1-800-Packouts's 16, roughly 21× the system size. 911 Restoration has been operating 23 years (founded 2003) versus 13 for 1-800-Packouts (founded 2013), a 10-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
911 Restoration has the deeper SBA lending track record with 41 historical 7(a) approvals versus 24 for 1-800-Packouts. 1-800-Packouts's peak SBA year was 2024 (11 loans); 911 Restoration's peak was 2022 (8 loans). 1-800-Packouts's more recent peak generally indicates fresher lender appetite. Geographically, 1-800-Packouts concentrates in CO (4 SBA-funded units) while 911 Restoration leads in TX (6). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded 1-800-Packouts deals is $273K vs $403K for 911 Restoration, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 4.2% for 1-800-Packouts and 0.0% for 911 Restoration, 911 Restoration has the cleaner historical loss profile by 4.2 points. PeerSense FPI scores come in at 80 (Excellent) for 1-800-Packouts and 75 (Strong) for 911 Restoration, giving 1-800-Packouts the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 80/100 | 75/100 |
Health Tier | Excellent | Strong |
Confidence | N/A | N/A |
Lending Trend | Surging | Stable |
SBA Lending
SBA Loans | 24 | 41 |
SBA Volume | – | – |
Default Rate | 4.2% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $197K – $401K | $125K – $328K |
Franchise Fee | $63K | $49K |
Royalty Rate | 7% | 9% |
Ad Fund | N/A | 1% |
Liquid Capital | $75K | N/A |
Net Worth Required | $300K | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 16 | 330 |
Franchised Units | 16 | 326 |
Company-Owned | – | 4 |
Term Length | 5 yrs | 7 yrs |
Brand Information
Year Founded | 2013 | 2003 |
Franchising Since | 2015 | 2007 |
Years Franchising | 11 yrs | 19 yrs |
Headquarters | Ball Ground, GA | Los Angeles, CA |
Category | Restoration Services | Restoration Services |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, 1-800-Packouts or 911 Restoration?
Lower upfront capital required
911 Restoration
1-800-Packouts: $197K starting · 911 Restoration: $125K starting
More SBA lender confidence
911 Restoration
1-800-Packouts: 24 SBA loans · 911 Restoration: 41 SBA loans
Lower historical default rate
911 Restoration
1-800-Packouts: 4.2% · 911 Restoration: 0.0%
Larger system & brand presence
911 Restoration
1-800-Packouts: 16 units · 911 Restoration: 330 units
Lower ongoing royalty load
1-800-Packouts
1-800-Packouts: 7% · 911 Restoration: 9%
More lender financing options
911 Restoration
1-800-Packouts: 10 unique lenders · 911 Restoration: 22 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for 1-800-Packouts or 911 Restoration?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
1-800-Packouts vs 911 Restoration: Franchise Funding Comparison
Comparing 1-800-Packouts and 911 Restoration is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $125K to $401K.
Both brands have active SBA lending histories, 1-800-Packouts with 24 SBA loans and 911 Restoration with 41. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
1-800-Packouts vs 911 Restoration, Frequently Asked Questions
Which is a better franchise investment, 1-800-Packouts or 911 Restoration?
How much does a 1-800-Packouts franchise cost compared to 911 Restoration?
Can I finance 1-800-Packouts or 911 Restoration with an SBA loan?
Which has a lower SBA default rate, 1-800-Packouts or 911 Restoration?
Financing a franchise? Get matched to an SBA lender.
Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.
Franchise / SBA 7(a): Response within 24–48 hours. No obligation.