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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in Toms River, NJ

Businesses in Toms River, NJ have closed 303 SBA loans worth $110.5M in approved capital since 2016 , supporting 1,822 local jobs. The average Toms River SBA loan is $365K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

303

SBA Loans Funded

$110.5M

Capital Deployed

$365K

Average Loan

1,822

Jobs Supported

3.3%

Charge Off Rate

Most active Toms River industries for SBA financing

Plumbing, Heating, and Air-Conditioning Contractors10 loans
Residential Remodelers8 loans
Full-Service Restaurants8 loans
Electronic Shopping and Mail-Order Houses7 loans
Beauty Salons7 loans

SBA lenders actively funding NJ deals

Ranked by real funding activity in NJ. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Toms River.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Toms River deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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How to get an SBA loan in Toms River

SBA loans in Toms River, NJ are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 303 loans and $110.5M of approved capital on record, Toms River has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.