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SBA Loans in Sacramento, CA

Businesses in Sacramento, CA have closed 1,794 SBA loans worth $1.2B in approved capital since 2016 , supporting 20,855 local jobs. The average Sacramento SBA loan is $657K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

1,794

SBA Loans Funded

$1.2B

Capital Deployed

$657K

Average Loan

20,855

Jobs Supported

2.4%

Charge Off Rate

Most active Sacramento industries for SBA financing

Full-Service Restaurants97 loans
Limited-Service Restaurants67 loans
General Freight Trucking, Long Distance, Truckload58 loans
General Freight Trucking, Local47 loans
General Automotive Repair41 loans

SBA lenders actively funding CA deals

Ranked by real funding activity in CA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Sacramento.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Sacramento deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Sacramento

SBA loans in Sacramento, CA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 1,794 loans and $1.2B of approved capital on record, Sacramento has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.