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SBA Loans in Rochester, NY

Businesses in Rochester, NY have closed 1,439 SBA loans worth $339.9M in approved capital since 2016 , supporting 11,290 local jobs. The average Rochester SBA loan is $236K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

1,439

SBA Loans Funded

$339.9M

Capital Deployed

$236K

Average Loan

11,290

Jobs Supported

3%

Charge Off Rate

Most active Rochester industries for SBA financing

Full-Service Restaurants73 loans
Limited-Service Restaurants54 loans
Beauty Salons40 loans
Machine Shops32 loans
Plumbing, Heating, and Air-Conditioning Contractors32 loans

Get matched to an SBA lender in Rochester.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Rochester deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Rochester

SBA loans in Rochester, NY are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 1,439 loans and $339.9M of approved capital on record, Rochester has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.