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SBA Loans in Oakland, CA

Businesses in Oakland, CA have closed 775 SBA loans worth $425.6M in approved capital since 2016 , supporting 8,691 local jobs. The average Oakland SBA loan is $549K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

775

SBA Loans Funded

$425.6M

Capital Deployed

$549K

Average Loan

8,691

Jobs Supported

3%

Charge Off Rate

Most active Oakland industries for SBA financing

Full-Service Restaurants64 loans
Limited-Service Restaurants41 loans
Offices of Lawyers18 loans
Drinking Places (Alcoholic Beverages)16 loans
Snack and Nonalcoholic Beverage Bars14 loans

SBA lenders actively funding CA deals

Ranked by real funding activity in CA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Oakland.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Oakland deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Oakland

SBA loans in Oakland, CA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 775 loans and $425.6M of approved capital on record, Oakland has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.