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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in Lexington, KY

Businesses in Lexington, KY have closed 475 SBA loans worth $197.9M in approved capital since 2016 , supporting 5,329 local jobs. The average Lexington SBA loan is $417K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

475

SBA Loans Funded

$197.9M

Capital Deployed

$417K

Average Loan

5,329

Jobs Supported

3.2%

Charge Off Rate

Most active Lexington industries for SBA financing

Full-Service Restaurants24 loans
Fitness and Recreational Sports Centers19 loans
Limited-Service Restaurants16 loans
Offices of Chiropractors15 loans
Offices of Dentists14 loans

SBA lenders actively funding KY deals

Ranked by real funding activity in KY. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Lexington.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Lexington deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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How to get an SBA loan in Lexington

SBA loans in Lexington, KY are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 475 loans and $197.9M of approved capital on record, Lexington has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.