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SBA Loans in Jersey City, NJ

Businesses in Jersey City, NJ have closed 454 SBA loans worth $171.5M in approved capital since 2016 , supporting 3,521 local jobs. The average Jersey City SBA loan is $378K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

454

SBA Loans Funded

$171.5M

Capital Deployed

$378K

Average Loan

3,521

Jobs Supported

5.3%

Charge Off Rate

Most active Jersey City industries for SBA financing

Full-Service Restaurants24 loans
Limited-Service Restaurants23 loans
Residential Remodelers14 loans
Child Day Care Services12 loans
General Freight Trucking, Local11 loans

SBA lenders actively funding NJ deals

Ranked by real funding activity in NJ. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Jersey City.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Jersey City deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Jersey City

SBA loans in Jersey City, NJ are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 454 loans and $171.5M of approved capital on record, Jersey City has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.