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SBA Loans in Des Moines, IA

Businesses in Des Moines, IA have closed 320 SBA loans worth $149.8M in approved capital since 2016 , supporting 3,344 local jobs. The average Des Moines SBA loan is $468K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

320

SBA Loans Funded

$149.8M

Capital Deployed

$468K

Average Loan

3,344

Jobs Supported

4.4%

Charge Off Rate

Most active Des Moines industries for SBA financing

Full-Service Restaurants18 loans
Limited-Service Restaurants13 loans
Plumbing, Heating, and Air-Conditioning Contractors11 loans
Drinking Places (Alcoholic Beverages)8 loans
Septic Tank and Related Services7 loans

SBA lenders actively funding IA deals

Ranked by real funding activity in IA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Des Moines.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Des Moines deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Des Moines

SBA loans in Des Moines, IA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 320 loans and $149.8M of approved capital on record, Des Moines has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.