Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates

SBA Loans in Clearwater, FL

Businesses in Clearwater, FL have closed 503 SBA loans worth $318.2M in approved capital since 2016 , supporting 5,949 local jobs. The average Clearwater SBA loan is $633K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

503

SBA Loans Funded

$318.2M

Capital Deployed

$633K

Average Loan

5,949

Jobs Supported

1.6%

Charge Off Rate

Most active Clearwater industries for SBA financing

Plumbing, Heating, and Air-Conditioning Contractors20 loans
Limited-Service Restaurants19 loans
Full-Service Restaurants16 loans
Insurance Agencies and Brokerages16 loans
Offices of Lawyers15 loans

Get matched to an SBA lender in Clearwater.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Clearwater deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

One more step: check the consent box above and type your full legal name as signature to enable the submit button.

No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Clearwater

SBA loans in Clearwater, FL are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 503 loans and $318.2M of approved capital on record, Clearwater has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.