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SBA Loans in Cincinnati, OH

Businesses in Cincinnati, OH have closed 2,218 SBA loans worth $926.4M in approved capital since 2016 , supporting 26,521 local jobs. The average Cincinnati SBA loan is $418K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

2,218

SBA Loans Funded

$926.4M

Capital Deployed

$418K

Average Loan

26,521

Jobs Supported

2.4%

Charge Off Rate

Most active Cincinnati industries for SBA financing

Full-Service Restaurants143 loans
General Freight Trucking, Long Distance, Truckload100 loans
Limited-Service Restaurants71 loans
Fitness and Recreational Sports Centers48 loans
Drinking Places (Alcoholic Beverages)46 loans

Get matched to an SBA lender in Cincinnati.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Cincinnati deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Cincinnati

SBA loans in Cincinnati, OH are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 2,218 loans and $926.4M of approved capital on record, Cincinnati has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.