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SBA Loans in Bakersfield, CA

Businesses in Bakersfield, CA have closed 887 SBA loans worth $606.2M in approved capital since 2016 , supporting 9,287 local jobs. The average Bakersfield SBA loan is $683K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

887

SBA Loans Funded

$606.2M

Capital Deployed

$683K

Average Loan

9,287

Jobs Supported

3.9%

Charge Off Rate

Most active Bakersfield industries for SBA financing

General Freight Trucking, Long Distance, Truckload55 loans
Limited-Service Restaurants38 loans
Hotels (except Casino Hotels) and Motels37 loans
General Freight Trucking, Local33 loans
Offices of Physicians (except Mental Health Specialists)33 loans

SBA lenders actively funding CA deals

Ranked by real funding activity in CA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Bakersfield.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Bakersfield deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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How to get an SBA loan in Bakersfield

SBA loans in Bakersfield, CA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 887 loans and $606.2M of approved capital on record, Bakersfield has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.