How Much Can Security Systems Services (except Locksmiths) Businesses Get in SBA Loans?
2,819 SBA loans totaling $733.9M have been approved for security systems services (except locksmiths) businesses (NAICS 561621). The average approved SBA loan is $260K, which is 24% below avg the $340K national average. 495 active lenders fund this industry with a 15.0% default rate on the matured 2018-2021 loan cohort.
At 15.0%, Security Systems Services (except Locksmiths) sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561621 (Security Systems Services (except Locksmiths)) received 2,819 SBA loans worth $733.9M across 5+ states. Average loan $260K, average term 112 months, 15.0% default rate (resolved-loan basis).495 active SBA-approved lenders fund this industry. Most security systems services (except locksmiths) loans use the SBA 7(a) program.
Is SBA Lending Growing for Security Systems Services (except Locksmiths)?+54% growth
Which SBA Program Do Security Systems Services (except Locksmiths) Businesses Use Most?
What Is the Best SBA Loan for Security Systems Services (except Locksmiths)?
The most widely used SBA program for security systems services (except locksmiths) businesses: flexible terms, multiple use cases
Where Are Security Systems Services (except Locksmiths) SBA Loans Most Common?
SBA Lending Activity in Security Systems Services (except Locksmiths)
495 SBA lenders have funded 2,819 loans to security systems services (except locksmiths) businesses (NAICS 561621). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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How Does SBA Lending Work for Security Systems Services (except Locksmiths) Businesses?
Across all SBA loan programs, 2,819 loans have been approved for businesses classified under NAICS 561621 (Security Systems Services (except Locksmiths)), representing $733.9M in total capital deployed. The average approved loan of $260K is 24% below avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for security systems services (except locksmiths) is accelerating. Loan volume has grown approximately 54% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching security systems services (except locksmiths) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Security Systems Services (except Locksmiths) SBA Loans
What is the average SBA loan size for security systems services (except locksmiths) businesses?
Which SBA loan program is best for a security systems services (except locksmiths) business?
How many lenders fund SBA loans for security systems services (except locksmiths)?
What states have the most SBA lending for security systems services (except locksmiths)?
How does PeerSense help security systems services (except locksmiths) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Security Systems Services (except Locksmiths) defined by NAICS code 561621. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.