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NAICS 523999Finance & Insurance

How Much Can Miscellaneous Financial Investment Activities Businesses Get in SBA Loans?

579 SBA loans totaling $184.1M have been approved for miscellaneous financial investment activities businesses (NAICS 523999). The average approved SBA loan is $318K, which is 7% below avg the $340K national average. 207 active lenders fund this industry with a 8.6% historical default rate.

Quick Answer

NAICS 523999 (Miscellaneous Financial Investment Activities) received 579 SBA loans worth $184.1M across 5+ states. Average loan $318K, average term 135 months, default rate 8.6%.207 active SBA-approved lenders fund this industry. Most miscellaneous financial investment activities loans use the SBA 7(a) program. There are approximately 2,033 U.S. establishments in this industry (Census 2022).

579
Total SBA Loans
$184.1M
Total Volume
$318K
Avg Loan Size
7% below avg
207
Active Lenders
135 mo
Avg Term
4% above avg
3,043
Jobs Supported

Is SBA Lending Growing for Miscellaneous Financial Investment Activities?

26
31
26
16
20
38
36
34
28
36
16
17
18
19
20
21
22
23
24
25
$3.5M
$9.2M
$10.3M
$5.6M
$13.1M
$26.4M
$18.4M
$9.8M
$15.6M
$12.1M

Which SBA Program Do Miscellaneous Financial Investment Activities Businesses Use Most?

SBA 7(a)505 (87%)
SBA 50474 (13%)

What Is the Best SBA Loan for Miscellaneous Financial Investment Activities?

SBA 7(a)

The most widely used SBA program for miscellaneous financial investment activities businesses — flexible terms, multiple use cases

Industry avg loan: $318K
Typical term: 135 months
Historical avg rate: 7.28%
207+ lenders active in this industry
Historical default rate: 8.6%

Where Are Miscellaneous Financial Investment Activities SBA Loans Most Common?

#1
CA
64 loans
$26.2M
#2
NY
45 loans
$12.1M
#3
FL
35 loans
$6.7M
#4
OH
34 loans
$4.1M
#5
TX
27 loans
$6.0M

Top SBA Lenders for Miscellaneous Financial Investment Activities

These banks have funded the most SBA loans for miscellaneous financial investment activities businesses (NAICS 523999). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)34$13.8M
2PNC Bank, National Association(DE)30$2.0M
3Manufacturers and Traders Trust Company(NY)26$2.4M
4U.S. Bank, National Association(OH)22$4.8M
5The Huntington National Bank(OH)19$2.2M

Miscellaneous Financial Investment Activities Industry Context

U.S. Establishments
2,033
U.S. Census Bureau · 2022
SBA Penetration
28.48%
SBA loans per establishment

Ready to Fund Your Miscellaneous Financial Investment Activities Business?

PeerSense places SBA loans for miscellaneous financial investment activities businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Miscellaneous Financial Investment Activities Businesses?

Across all SBA loan programs, 579 loans have been approved for businesses classified under NAICS 523999 (Miscellaneous Financial Investment Activities), representing $184.1M in total capital deployed. The average approved loan of $318K is 7% below avg the national SBA average of $340K, with typical repayment terms of 135 months.

SBA lending for miscellaneous financial investment activities has remained relatively stable across recent fiscal years. 207 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching miscellaneous financial investment activities business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Miscellaneous Financial Investment Activities SBA Loans

What is the average SBA loan size for miscellaneous financial investment activities businesses?
Based on 579 approved SBA loans, the average loan size for miscellaneous financial investment activities (NAICS 523999) is $318K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a miscellaneous financial investment activities business?
SBA 7(a) is the most commonly used SBA program for miscellaneous financial investment activities businesses. The most widely used SBA program for miscellaneous financial investment activities businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for miscellaneous financial investment activities?
207 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the miscellaneous financial investment activities sector.
What states have the most SBA lending for miscellaneous financial investment activities?
CA leads with 64 SBA loans and $26.2M in total volume for miscellaneous financial investment activities businesses. NY, FL, OH also show strong lending activity in this sector.
How does PeerSense help miscellaneous financial investment activities businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the miscellaneous financial investment activities industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Miscellaneous Financial Investment Activities defined by NAICS code 523999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.