How Much Can Commercial Banking Businesses Get in SBA Loans?
17 SBA loans totaling $4.4M have been approved for commercial banking businesses (NAICS 522110). The average approved SBA loan is $262K, which is 23% below avg the $340K national average. 13 active lenders fund this industry with a 5.9% historical default rate.
NAICS 522110 (Commercial Banking) received 17 SBA loans worth $4.4M across 5+ states. Average loan $262K, average term 134 months, default rate 5.9%.13 active SBA-approved lenders fund this industry. Most commercial banking loans use the SBA 7(a) program.
Which SBA Program Do Commercial Banking Businesses Use Most?
What Is the Best SBA Loan for Commercial Banking?
The most widely used SBA program for commercial banking businesses — flexible terms, multiple use cases
Where Are Commercial Banking SBA Loans Most Common?
Top SBA Lenders for Commercial Banking
These banks have funded the most SBA loans for commercial banking businesses (NAICS 522110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Regions Bank(AL) | 4 | $1.3M |
| 2 | Farmers and Merchants Bank(TX) | 2 | $215K |
| 3 | KeyBank National Association(OH) | 1 | $170K |
| 4 | Reliabank Dakota(SD) | 1 | $197K |
| 5 | Bank of America, National Association(NC) | 1 | $50K |
Commercial Banking Industry Context
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PeerSense places SBA loans for commercial banking businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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How Does SBA Lending Work for Commercial Banking Businesses?
Across all SBA loan programs, 17 loans have been approved for businesses classified under NAICS 522110 (Commercial Banking), representing $4.4M in total capital deployed. The average approved loan of $262K is 23% below avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for commercial banking has remained relatively stable across recent fiscal years. 13 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching commercial banking business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Commercial Banking SBA Loans
What is the average SBA loan size for commercial banking businesses?
Which SBA loan program is best for a commercial banking business?
How many lenders fund SBA loans for commercial banking?
What states have the most SBA lending for commercial banking?
How does PeerSense help commercial banking businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Commercial Banking defined by NAICS code 522110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.