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Rates
Fuel and C store · 10 million and up

Fuel station refinance from 10 million

Portfolios and large travel plazas. CMBS when the income is in place and the tanks are clean. Bridge when there is capex and a named takeout. Single site SBA is not this page.

By Ed Freeman, Capital Advisor·Updated

Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense

Who this is for

Operators with 10 million and up of fuel real estate, real cash in, and a trailing book. Experience in the category. Talk to PeerSense. A first time buyer of one C store is a pass.

Refinance 10 million or more of fuel real estate?

Site count, brand, trailing twelve, existing debt, cash in, Phase I. Honest read on CMBS or bridge.

Fuel Station Refinance 10M+: The desk will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How the file routes

CMBS or life company

In place NOI. Clean Phase I. Tanks in compliance. Cash in about 35 percent. Ten million and up. This is the takeout most sponsors actually want.

Bridge with a named takeout

Rebrand, canopy, tanks, or a balloon. The bridge only prints if the permanent desk is already named. See bridge from 10 million.

What sits

Open environmental. Thin cash in. No operating history in fuel. One site under 10 million. Those are not this desk.

Environmental is the gate

Order Phase I before you shop the debt. If it flags, Phase II is the next dollar, not a surprise in week five. State tank funds help. They do not replace a clean report.

Same discipline as other special use CRE. Floor is still 10 million. Cash in still has to be real. CMBS from 10 million.

How PeerSense places a fuel refinance

PeerSense sources capital through a curated network of commercial lenders and capital sources. No counterparties named on this page. Compensation is set in a written agreement and paid at closing only.

Talk to PeerSense. Bring the trailing twelve, the tank reports, and the cash in.

Ready to refinance the fuel book?

Ten million and up. Site count, brand, debt, cash in, Phase I.

Fuel Station Refinance 10M+: The desk will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

Fuel refinance questions

Ten million and up. Single site SBA is not the play. A portfolio or a large branded travel plaza with real cash in is. Experience operating fuel has to be on the file.

Deals We Structure

Originators, factoring, CMBS, and bridge. Sizes and structures only. No counterparties named. PeerSense sources capital through a curated network of commercial lenders and capital sources.

Originator warehouse and flow

Focus is 100 million a month. The desk will look at 10 million a month.

Tape first. 10 million is not the focus.

Invoice Factoring

$20 million a month B2B invoices

Advance on the account debtor. Annual receivables is not facility size.

CMBS / Hotel Refi

$10 million and up flagged hotel, CMBS refi

Cash in about 35 percent. Named takeout.

Bridge Loan

$10 million and up value add multifamily bridge

Named takeout first. Close follows the book.

Contracted revenue sale

Hyperscaler lease. Owner keeps the facility.

Up to 89 percent of contracted lease value. Do not name the source.

Warehouse / VFN

Revolving line against eligible originator receivables

Advance rates are set facility by facility by asset class. Often paired with a flow takeout.

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Talk to PeerSense
The network is the trust signal Fee realized at closing