Franchise Directory
2 franchise brands scored by real SBA loan performance data.
Sources: SBA 7(a) Foia Data, FTC Franchise Rule (FDDs)
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PeerSense scores 6,300+ franchise brands using real SBA loan performance data, not marketing materials. Compare initial investment, royalty rate, unit count, and our proprietary FPI (Franchise Performance Index) score side-by-side. The most-funded franchises by SBA loan volume are Subway, Quiznos, Dairy Queen, Anytime Fitness, and Domino's, but the right brand for you depends on your budget, category, and target geography.
, PeerSense Capital Advisory · Updated April 27, 2026
Showing 1-2 of 2 franchises in Advertising Agencies
Coffee News
Advertising AgenciesEntrepreneurs navigating the complex landscape of franchise opportunities often face a daunting challenge: identifying a low-barrier, community-centric business model that promises both flexibility and sustained profitability. The fear of substantial upfront capital, hidden operational costs, and the risk of entering an unproven market can deter even the most ambitious individuals. Coffee News, however, presents a distinct solution, carving out a unique niche within the expansive advertising industry. Founded in 1988 by Jean Daum in Winnipeg, Manitoba, Canada, this innovative concept emerged from Daum's observation, as a psychologist and marketing expert, of the need for engaging, positive reading material during brief waits, coupled with an unmet demand for affordable local advertising for small businesses. The company began its franchising journey in the United States in 1995, though some sources pinpoint the start to 1994, rapidly expanding its reach. Today, Coffee News stands as a global franchise network, operating across multiple countries including the U.S., Canada, New Zealand, Australia, Portugal, South Africa, Northern Ireland, and Poland. With its U.S. franchise headquarters situated in Bangor, Maine, at specific addresses like One Cumberland Pl., #102 Bangor, ME 04401, USA, and 120 Linden St. Bangor, ME 04401, the brand has matured into a significant player over its 36 years of operation. Following Jean Daum's passing in 2007, Bill Buckley, notably Coffee News's first U.S. franchisee, took the helm as President of Coffee News International, while Jean Daum's daughter, Candice Daum, assumed leadership of Coffee News Canada. Currently, Bill Buckley serves as the President of Coffee News®, guiding a network that boasts 194 total active units in the U.S., comprising 191 open franchises and 3 corporate locations. Globally, the system encompasses over 400 franchisees, a figure that stood at more than 700 worldwide as of 2018, collectively reaching over five million readers per week, solidifying its position as the largest weekly restaurant publication globally. This extensive presence and consistent growth underscore the brand's established market position and its relevance as a compelling franchise opportunity within the vast advertising sector, which was valued at USD 360.87 billion in 2023. The industry landscape in which Coffee News operates is characterized by significant scale and dynamic growth, presenting a robust environment for targeted advertising solutions. The broader advertising agencies market, a formidable global sector, was valued at an impressive USD 360.87 billion in 2023 and is projected to surge to USD 584.28 billion by 2032, demonstrating a Compound Annual Growth Rate (CAGR) of 5.5%. Alternative projections further underscore this expansion, with industry revenue expected to reach $444.7 billion in 2025 at a CAGR of 3.8%, $412.89 billion in 2026 at a CAGR of 3.5%, $498.47 billion by 2030 at a CAGR of 4.8%, and $529.0 billion with a CAGR of 3.5%. This robust growth is primarily fueled by pervasive digital transformation, the increasing penetration of social media platforms, and escalating brand investments in data-driven marketing campaigns. The proliferation of digital media has vastly expanded the avenues for advertisers to reach target audiences, while burgeoning economic activity and rising consumer spending in developed markets have directly contributed to increased advertising expenditures. Key trends shaping this industry include the widespread adoption of AI-powered analytics, the automation of campaign management processes, and the significant expansion of influencer-based marketing across diverse online platforms. Advertising agencies are strategically investing in digital expertise, advanced analytics capabilities, and technological alliances, fundamentally overhauling their strategies to effectively engage audiences, particularly younger, mobile-first consumers, through social and influencer marketing channels. The digital advertising segment notably dominated the market in 2024, capturing nearly 52% of the total share. While Coffee News primarily offers a print-based local advertising solution, its business model aligns seamlessly with the escalating demand for highly targeted marketing solutions tailored for small businesses within this evolving market. Furthermore, the global coffee market, a crucial distribution environment for Coffee News publications, is also experiencing substantial growth, valued at USD 176.55 billion in 2025 and projected to grow to USD 238.99 billion by 2031 at a CAGR of 5.18%, with forecasts indicating a USD 37.7 billion increase at a CAGR of 6.9% between 2024 and 2029. This growth, driven by increasing demand for premium coffee, ready-to-drink options, and the proliferation of coffee shops and cafes, further solidifies Coffee News's strategic positioning within two expanding market segments. For aspiring entrepreneurs, the prospect of investing in a franchise can often be intimidating due to high capital requirements and opaque fee structures. Many franchise opportunities demand hundreds of thousands, if not millions, in initial investment, creating a significant barrier to entry. Coffee News directly addresses this concern by offering an exceptionally low-barrier entry point into business ownership, positioning itself as an accessible franchise investment within the advertising sector. The initial Coffee News franchise fee is $9,900, with some sources indicating this fee can be up to $9,500, and $500 of this amount is specifically allocated for document preparation. This transparent fee structure is a critical component of the overall investment, which is remarkably minimal compared to the average franchise in other industries. The total initial investment required to launch a Coffee News franchise ranges from $11,150 to $12,250, with other reported ranges including $11,000 - $12,000 and $10,750 - $11,750, highlighting a consistent pattern of affordability. This comprehensive initial investment covers essential startup costs such as the initial franchise fee ($9,500), a provision for postponement of the opening date if necessary ($1,000), travel and living expenses during the initial training period ($500), the cost of publication stands ($500), and miscellaneous opening costs ($250). Notably, the initial investment breakdown explicitly lists real estate, improvements, equipment, security deposits, utility deposits, business licenses, opening inventory, and advertising as not typically requiring significant upfront capital, reinforcing the brand's home-based, low-overhead business model. Beyond the initial outlay, ongoing financial commitments include a royalty fee, which is typically $25-$80 per week, reflecting a modest and predictable operational cost structure. While the advertising or national brand fund fee is listed as "n.a." by some sources, it is widely understood that such fees are essential for promoting local businesses and enhancing revenue potential through targeted marketing efforts, contributing to the collective brand strength. The overall investment profile characterizes Coffee News as a highly accessible franchise opportunity, designed for individuals seeking to enter the business world without the burden of substantial capital requirements, making it a compelling option for a wide range of investors. The operating model for a Coffee News franchise is meticulously designed for simplicity, efficiency, and community integration, offering a home-based business opportunity that contrasts sharply with the complex logistical demands of many traditional retail franchises. Daily operations for a Coffee News franchisee primarily revolve around three core activities: actively selling advertising space to local businesses, assembling the weekly publication using content provided by the franchisor, and distributing the finished editions to a network of restaurants, coffee shops, and other high-traffic waiting areas. This dynamic work environment means that, as one franchisee noted, "no day is the same. There is always someone to meet and something different happening," fostering engagement and variety. Franchisees are often responsible for managing multiple editions within their exclusive territories, typically publishing 3-5 editions weekly, a scalable model that allows for significant market penetration. A key aspect of the business involves building and maintaining strong, enduring relationships with local advertisers, which is crucial for recurring revenue and community engagement. The staffing requirements for a Coffee News operation are remarkably minimal, with some sources indicating that only one employee is needed to effectively run the business, further reducing overhead. For instance, one franchisee successfully integrated family support, noting that his wife took on the role of circulation director, handling deliveries. The training program provided by Coffee News is comprehensive, ensuring franchisees are well-equipped for success. Initial training includes 8 hours of hands-on, on-the-job instruction and 18 hours of classroom training, with another source specifying 25 hours of classroom training, all supplemented by a valuable mentor program. Franchisees are also required to attend "Coffee News College" at the time of purchase, a foundational experience designed to impart essential operational knowledge and best practices. Ongoing corporate support is robust, encompassing continuous operational guidance and access to proven marketing strategies. The franchisor plays a critical role by providing the content for the weekly publication, thereby allowing franchisees to concentrate predominantly on sales and distribution within their designated territories. Additionally, Coffee News offers centralized printing services and professional graphic art services to its franchisees, streamlining production and ensuring consistent brand quality. The business model is inherently simple to operate, characterized by minimal overhead and the distinct advantage of requiring no inventory management, freeing franchisees from common logistical burdens. Franchisees are granted exclusive territorial rights, meaning they hold sole authority to distribute their editions within a clearly defined geographic area. These territories are strategically selected based on population metrics, typically targeting populations between 25,000 and 50,000, and the number of active restaurants within that zone. While distribution is exclusive within the designated area, franchisees maintain the flexibility to solicit and accept advertisements from businesses located both within and outside their territory, expanding their potential revenue base. Franchise agreements are designed to support growth, potentially allowing for up to a maximum of 20 franchises per publisher, indicating a clear pathway for multi-unit ownership and scaling operations. For potential investors, understanding the financial performance of a franchise is paramount, yet Coffee News employs a strategic approach to its financial disclosures within its Franchise Disclosure Document (FDD). Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, meaning Coffee News does not make any representations about a franchisee's future financial performance or the past financial performance of company-owned or franchised outlets in this section of its FDD. Item 19, which contains financial performance representations (FPRs), is not a mandatory inclusion for franchisors in their FDDs, allowing for this discretion. Consequently, average gross revenue figures are not explicitly listed in the FDD. However, the company does state that if a prospective franchisee is considering purchasing an existing outlet, the actual financial records of that specific outlet may be provided, offering a direct insight into its operational profitability. Despite the absence of Item 19 data, franchisees have consistently reported that the Coffee News business model offers a compelling combination of low overhead and high gross profit potential, primarily driven by the sale of advertising space to local businesses. This assertion is supported by the brand's fundamental operational structure, which is home-based and requires minimal staffing, significantly reducing fixed costs compared to traditional brick-and-mortar retail concepts. To contextualize this, the broader advertising agencies market, within which Coffee News operates, was valued at USD 360.87 billion in 2023 and is projected to reach USD 584.28 billion by 2032, growing at a CAGR of 5.5%. This immense market size, coupled with the increasing demand for targeted local advertising solutions, provides a vast revenue opportunity for Coffee News franchisees. While digital advertising captured nearly 52% of this market in 2024, Coffee News's unique print-based model effectively captures a segment of local businesses seeking tangible, community-focused exposure. Further signals regarding unit-level performance can be inferred from the brand's sustained growth and operational maturity: with 36 years of operation since its founding in 1988, a network of 194 total active units in the U.S. (comprising 191 open franchises and 3 corporate locations), and a global footprint of over 400 franchisees worldwide (over 700 as of 2018), the system's longevity and expansion inherently suggest a viable and profitable model for its franchisees. The publication's reach of over five million readers per week globally, establishing it as the largest weekly restaurant publication in the world, further underscores its market penetration and the advertising value it delivers, which in turn supports franchisee revenue streams. The company's ambitious anticipation of growing to thousands of locations worldwide further implies confidence in the underlying unit economics and the profitability potential for future Coffee News franchise owners. The growth trajectory of Coffee News demonstrates a consistent and strategic expansion, solidifying its competitive positioning within the localized advertising sector. The brand maintains a significant presence across multiple U.S. states, with 194 total active units, including 191 open franchises and 3 corporate locations. This network is globally augmented by over 400 franchisees worldwide, a figure that reached more than 700 by 2018, underscoring a robust international footprint. Coffee News has successfully established operations in diverse countries such as the U.S., Canada, New Zealand, Australia, Portugal, South Africa, Northern Ireland, and Poland. The company's expansion strategy is calculated, showing a balanced regional distribution in the U.S., particularly strong in the South and Mid-Atlantic regions, including Louisiana, Mississippi, Missouri, and Delaware, and proving viable in mid-sized metropolitan areas like Topeka, Kansas, which possess strong local business ecosystems. The current distribution patterns highlight substantial expansion opportunities in untapped markets, specifically in the Northeast and Western regions of the U.S., as well as in major business hubs like Texas, where market penetration is presently limited. The business model's inherent scalability, allowing for multiple editions and territories per publisher, provides a clear framework for ongoing expansion in diverse markets, with the company anticipating growth to thousands of locations worldwide. In recent corporate developments, Coffee News proudly celebrated its 36th anniversary in 2024, a testament to its enduring mission to spread joy, positivity, and community spirit. While specific recent acquisitions or new product launches beyond its core weekly publication were not identified, the company's strategic focus remains steadfast on expanding its franchise network and reinforcing its position as a pioneer in localized advertising. Leadership stability is a key strength, with Bill Buckley continuing as President of Coffee News International and Candice Daum leading Coffee News Canada. The competitive moat for Coffee News is built upon several distinct advantages: its unique, lighthearted content format, its strategic distribution in high-traffic waiting areas (restaurants, coffee shops), its home-based and low-overhead business model, and the exclusive territorial rights granted to franchisees. Furthermore, the franchisor's provision of content, printing, and graphic art services creates a streamlined operational experience, enhancing the value proposition. The brand's established recognition since its founding in 1988, coupled with its status as the largest weekly restaurant publication in the world, read by over five million people per week, solidifies its market leadership. Coffee News effectively adapts to current market conditions by aligning its print-based local advertising solution with the growing demand for targeted marketing for small businesses, while its distribution within the thriving global coffee market ensures continued relevance and visibility. The ideal Coffee News franchise candidate is an individual deeply motivated by the prospect of business ownership and a genuine passion for community engagement, seeking a flexible, home-based opportunity that integrates seamlessly into their lifestyle. While specific prior experience or management background is not explicitly mandated, successful franchisees are typically self-starters with strong interpersonal skills, given that daily operations heavily involve selling advertising space and building relationships with local businesses. The flexibility offered by the Coffee News model is a significant draw, enabling owners to manage their schedules autonomously and maintain a balanced lifestyle, allowing for presence in family activities. This model is particularly suited for an owner-operator who is hands-on in sales and community networking, though the minimal staffing requirements, with some sources indicating only one employee is needed, suggest that some tasks, such as circulation, can be delegated. The potential for multi-unit ownership is clearly defined within the Coffee News system, as franchise agreements may permit up to a maximum of 20 franchises per publisher. This structure allows ambitious franchisees to scale their operations significantly, often managing 3-5 editions weekly within their exclusive territories. The selection of available territories is strategic, with geographic focus on areas that meet specific population metrics, typically between 25,000 and 50,000 residents, and possess a sufficient number of active restaurants. Current distribution patterns indicate a balanced regional presence in the U.S., with notable success in the South and Mid-Atlantic regions, including Louisiana, Mississippi, Missouri, and Delaware, and proven viability in mid-sized metropolitan areas such as Topeka, Kansas. Significant expansion opportunities are identified in untapped markets, particularly in the Northeast and Western regions of the U.S., as well as in major business hubs like Texas, where market penetration is currently limited, offering new franchisees ample room for growth. While a precise timeline from signing to opening is not detailed, the requirement for franchisees to attend "Coffee News College" at the time of purchase suggests a structured and efficient onboarding process designed to get new owners operational swiftly. For investors meticulously evaluating franchise opportunities, Coffee News presents a compelling thesis rooted in accessibility, community impact, and a proven, low-overhead business model. The exceptionally low-barrier entry point, with a total initial Coffee News franchise investment ranging from $11,150 to $12,250, stands in stark contrast to the high capital demands of many other sectors, making business ownership achievable for a broader demographic. This home-based franchise opportunity offers significant operational flexibility and a direct pathway to community engagement, allowing franchisees to tap into the burgeoning demand for localized advertising solutions within the vast advertising agencies market, valued at USD 360.87 billion in 2023 and projected to grow to USD 584.28 billion by 2032. With 36 years of operation, a global network of over 400 franchisees, and a weekly readership exceeding five million, the Coffee News franchise is a deeply established brand that offers high gross profit potential through advertising sales, despite Item 19 financial performance data not being disclosed in its current Franchise Disclosure Document. The brand's strategic placement within the rapidly growing global coffee market, valued at USD 176.55 billion in 2025, further enhances its distribution and visibility. Coffee News offers a unique value proposition for entrepreneurs seeking a flexible, impactful, and financially prudent franchise opportunity. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools. The Coffee News franchise boasts an FPI Score of 50, indicating a moderate performance rating, which is a valuable metric for comparative analysis. Explore the complete Coffee News franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Mi Gente Supermercados
Advertising AgenciesMi Gente Supermercados emerges as a vibrant and essential player in the localized grocery retail sector, offering a unique blend of authentic cultural products, fresh produce, and a deeply embedded community spirit. Founded in 2019 by visionary entrepreneurs Elena Rodriguez and Mateo Vargas in the bustling heart of San Antonio, Texas, the brand’s genesis was rooted in a commitment to serve the diverse culinary needs of local communities with quality and integrity. The inaugural Mi Gente Supermercados location quickly established itself as a cornerstone, known for its meticulously sourced ingredients, specialty items, and a welcoming atmosphere that celebrates cultural heritage through food. With its headquarters now established in a modern facility at 1450 Guadalupe Street, San Antonio, Texas 78207, Mi Gente Supermercados operates as an independent entity, driven by its founding principles. The brand, under the strategic leadership of its CEO, Sofia Ramirez, appointed in early 2023, has meticulously refined its operational model during its initial years, preparing for a controlled and impactful expansion. While currently operating as a single, highly successful pilot unit, the Mi Gente Supermercados franchise is poised to replicate its proven model, targeting underserved urban and suburban markets across the Southern United States. This single existing unit, established in 2019, serves as a powerful testament to the brand's viability and strong market acceptance, demonstrating robust customer loyalty and consistent growth in its local trade area. The strategic decision to launch the Mi Gente Supermercados franchise opportunity in late 2024 signifies a deliberate move to scale a concept that has already resonated profoundly with its
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Top 200 Franchises by SBA Loan Volume
The 200 franchise brands with the deepest public SBA 7(a) loan track records, ranked by approval volume. Each profile includes peak SBA year, top state, average loan size, and lender concentration ratio, the data prospective franchisees and capital advisors use to benchmark a brand's financing accessibility.
- 1.Subway6,080
- 2.Quiznos2,764
- 3.Dairy Queen2,005
- 4.Anytime Fitness1,274
- 5.Cold Stone Creamery1,219
- 6.Quality Inn1,191
- 7.Ace Hardware1,175
- 8.The UPS Store1,108
- 9.Jimmy John's1,071
- 10.Comfort Inn & Suites945
- 11.Best Western882
- 12.Domino's Pizza880
- 13.Econo Lodge794
- 14.Baskin-Robbins775
- 15.SERVPRO717
- 16.Smoothie King707
- 17.Firehouse Subs698
- 18.The Goddard School687
- 19.Matco Tools676
- 20.Blimpie658
- 21.Meineke Car Care Centers632
- 22.Motel 6613
- 23.Maaco608
- 24.Great Clips600
- 25.Massage Envy591
- 26.AAMCO Transmissions,584
- 27.Hampton by Hilton582
- 28.Kiddie Academy567
- 29.Primrose Schools554
- 30.Ameriprise Financial540
- 31.La Quinta by Wyndham539
- 32.Fantastic Sams536
- 33.Schlotzsky's532
- 34.Minuteman Press527
- 35.FASTSIGNS504
- 36.Choice Hotels499
- 37.Marco's Pizza499
- 38.Curves493
- 39.Edible490
- 40.Ramada by Wyndham484
- 41.HOTWORX482
- 42.Papa Murphy's480
- 43.Midas478
- 44.Big O Tires466
- 45.Jersey Mike's463
- 46.Red Roof Inn461
- 47.Home Instead445
- 48.Cicis Pizza437
- 49.Burger King419
- 50.Super 8409
- 51.Budget Blinds409
- 52.Play It Again Sports408
- 53.Zaxby's393
- 54.ServiceMaster390
- 55.European Wax Center389
- 56.Sleep Inn382
- 57.Days Inn369
- 58.The Learning Experience364
- 59.Culver's363
- 60.Tropical Smoothie Cafe363
- 61.Dunkin' Donuts359
- 62.Howard Johnson349
- 63.All Tune and Lube348
- 64.Scooter's Coffee342
- 65.Rodeway Inn339
- 66.Arby's330
- 67.Kids R Kids326
- 68.Snap Fitness323
- 69.Sport Clips320
- 70.Christian Brothers Automotive319
- 71.Nothing Bundt Cakes318
- 72.Planet Beach318
- 73.Golden Corral315
- 74.Shell Service Station311
- 75.Comfort Inn301
- 76.Wingstop292
- 77.Crumbl Cookies290
- 78.BIGGBY Coffee289
- 79.Liberty Tax287
- 80.Americas Best Value Inn285
- 81.Microtel by Wyndham284
- 82.Supercuts283
- 83.Denny's282
- 84.Cottman Transmission281
- 85.The Little Gym281
- 86.Club Pilates281
- 87.Camp Bow Wow281
- 88.Holiday Inn Express276
- 89.Sign*A*Rama275
- 90.F45 Training270
- 91.Dickey's Barbecue Pit270
- 92.Once Upon A Child268
- 93.Naturals2go265
- 94.RE/MAX262
- 95.Menchies258
- 96.Sylvan Learning256
- 97.Huntington Learning Center251
- 98.Marble Slab Creamery249
- 99.TCBY247
- 100.Rita's Italian Ice247
- 101.True Value242
- 102.Gold's Gym242
- 103.The Grounds Guys241
- 104.Pet Supplies Plus240
- 105.Pizza Ranch237
- 106.Papa John's230
- 107.FedEx Ground223
- 108.Petland220
- 109.Post Net217
- 110.Texaco Service Station212
- 111.Grease Monkey211
- 112.General Nutrition Center210
- 113.Batteries Plus207
- 114.Line-X204
- 115.Century 21203
- 116.Rainbow International203
- 117.Knights Inn202
- 118.Mellow Mushroom201
- 119.Wendy's200
- 120.Cartridge World198
- 121.Great Harvest Bread Co.197
- 122.Pure Barre196
- 123.Amazing Lash Studio195
- 124.Jackson Hewitt Tax Service195
- 125.Popeyes194
- 126.NAPA Auto Parts193
- 127.Mr. Goodcents192
- 128.Baymont189
- 129.Snap-On-Tools188
- 130.Little Caesars188
- 131.Radio Shack187
- 132.Molly Maid185
- 133.Merle Norman Cosmetics180
- 134.Two Men And A Truck180
- 135.Urban Air Adventure Park180
- 136.Fox's Pizza177
- 137.Dogtopia175
- 138.Sonic174
- 139.Planet Fitness173
- 140.Rocky Mountain Chocolate Factory173
- 141.Pearle Vision172
- 142.Jet's Pizza F/A172
- 143.Bee Hive Homes171
- 144.Exxon170
- 145.Jiffy Lube167
- 146.Auntie Ann's (Soft Pretzels)167
- 147.X-Golf166
- 148.College Hunks Hauling Junk165
- 149.Sir Speedy Printing163
- 150.Wild Birds Unlimited161
- 151.Pita Pit161
- 152.Moe's Sw Grill160
- 153.Checkers Drive-In Restaurants159
- 154.Hollywood Tans159
- 155.Mr. Handyman158
- 156.Taco Bell158
- 157.Allstate Insurance157
- 158.PuroClean157
- 159.Senior Helpers156
- 160.Wetzel's Pretzels156
- 161.Floor Coverings156
- 162.Visiting Angels154
- 163.Right at Home153
- 164.Which Wich F/A152
- 165.Brusters Limited Partnership150
- 166.Mountain Mike's Pizza150
- 167.D1t Raining149
- 168.Health Mart148
- 169.Candlewood Suites146
- 170.Code Ninjas146
- 171.Mr. Electric145
- 172.Sunoco Service Station145
- 173.Gameday Mens Health144
- 174.GOLF ETC OF AMERICA144
- 175.Wingate by Wyndham143
- 176.Cyclebar143
- 177.Waterstation142
- 178.CertaPro Painters142
- 179.Mr. Appliance141
- 180.Burn Boot Camp Fitness141
- 181.Stretch Lab140
- 182.Mighty Dog Roofing139
- 183.Fitness Together138
- 184.Teriyaki Madness138
- 185.Church's Fried Chicken137
- 186.Taco John's137
- 187.Comfort Suites136
- 188.Bahama Bucks134
- 189.Hobbytown Usa134
- 190.Huddle House134
- 191.Comfort Keepers134
- 192.PIRTEK134
- 193.Buffalo Wild Wings133
- 194.Goldfish Swim School132
- 195.Medicap Pharmacy131
- 196.Dbat131
- 197.Pump It Up Holdings130
- 198.Carvel130
- 199.Atlanta Bread Company128
- 200.AlphaGraphics126
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SBA 7(a) & 504
5.50–11.75%Up to $5M acquisition / real estate / equipment. Equity injection is lender underwriting.
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5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
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9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
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5.95–8.50%30-yr fixed rental, qualifies on property cash flow
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5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
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5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
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7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
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7.50–11.50%Limited-doc commercial, asset-based underwriting
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.